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Meaning of "certificate of deposit" in the English dictionary

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PRONUNCIATION OF CERTIFICATE OF DEPOSIT

certificate of deposit play
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GRAMMATICAL CATEGORY OF CERTIFICATE OF DEPOSIT

noun
adjective
verb
adverb
pronoun
preposition
conjunction
determiner
exclamation
Certificate of deposit is a noun.
A noun is a type of word the meaning of which determines reality. Nouns provide the names for all things: people, objects, sensations, feelings, etc.

WHAT DOES CERTIFICATE OF DEPOSIT MEAN IN ENGLISH?

Certificate of deposit

A certificate of deposit is a time deposit, a financial product commonly sold in the United States by banks, thrift institutions, and credit unions. CDs are similar to savings accounts in that they are insured and thus virtually riskfree; they are "money in the bank". In the USA, CDs are insured by the Federal Deposit Insurance Corporation for banks and by the National Credit Union Administration for credit unions. They are different from savings accounts in that the CD has a specific, fixed term, and, usually, a fixed interest rate. It is intended that the CD be held until maturity, at which time the money may be withdrawn together with the accrued interest. In exchange for keeping the money on deposit for the agreed-on term, institutions usually grant higher interest rates than they do on accounts from which money may be withdrawn on demand, although this may not be the case in an inverted yield curve situation. Fixed rates are common, but some institutions offer CDs with various forms of variable rates. For example, in mid-2004, interest rates were expected to rise, many banks and credit unions began to offer CDs with a "bump-up" feature.

Definition of certificate of deposit in the English dictionary

The definition of certificate of deposit in the dictionary is a negotiable certificate issued by a bank in return for a deposit of money for a term of up to five years CD.

WORDS THAT BEGIN LIKE CERTIFICATE OF DEPOSIT

certifiable
certifiably
certificate
certificate of incorporation
certificate of origin
Certificate of Secondary Education
certificate of unruliness
certificated
certification
certificatory
certified
certified accountant
certified mail
certified milk
certified public accountant
certified teacher
certifier
certifies
certify
certiorari

WORDS THAT END LIKE CERTIFICATE OF DEPOSIT

bank deposit
checkable deposit
checking deposit
demand deposit
deposit
electrodeposit
eurodeposit
exposit
on deposit
oviposit
posit
predeposit
prosit
redeposit
reposit
safe-deposit
safety-deposit
time deposit

Synonyms and antonyms of certificate of deposit in the English dictionary of synonyms

SYNONYMS

Translation of «certificate of deposit» into 25 languages

TRANSLATOR
online translator

TRANSLATION OF CERTIFICATE OF DEPOSIT

Find out the translation of certificate of deposit to 25 languages with our English multilingual translator.
The translations of certificate of deposit from English to other languages presented in this section have been obtained through automatic statistical translation; where the essential translation unit is the word «certificate of deposit» in English.

Translator English - Chinese

存款证
1,325 millions of speakers

Translator English - Spanish

certificado de depósito
570 millions of speakers

English

certificate of deposit
510 millions of speakers

Translator English - Hindi

जमा का प्रमाण पत्र
380 millions of speakers
ar

Translator English - Arabic

شهادة إيداع
280 millions of speakers

Translator English - Russian

депозитный сертификат
278 millions of speakers

Translator English - Portuguese

certificado de depósito
270 millions of speakers

Translator English - Bengali

আমানতের সনদ পত্র
260 millions of speakers

Translator English - French

certificat de dépôt
220 millions of speakers

Translator English - Malay

sijil deposit
190 millions of speakers

Translator English - German

Bescheinigung über die Hinterlegung
180 millions of speakers

Translator English - Japanese

譲渡性預金証書
130 millions of speakers

Translator English - Korean

정기 예금
85 millions of speakers

Translator English - Javanese

Sertifikat simpenan
85 millions of speakers
vi

Translator English - Vietnamese

chứng chỉ tiền gửi
80 millions of speakers

Translator English - Tamil

வைப்பு சான்றிதழ்
75 millions of speakers

Translator English - Marathi

जमा प्रमाणपत्र
75 millions of speakers

Translator English - Turkish

depozito sertifikası
70 millions of speakers

Translator English - Italian

certificato di deposito
65 millions of speakers

Translator English - Polish

świadectwo depozytowe
50 millions of speakers

Translator English - Ukrainian

депозитний сертифікат
40 millions of speakers

Translator English - Romanian

certificat de depozit
30 millions of speakers
el

Translator English - Greek

πιστοποιητικό καταθέσεων
15 millions of speakers
af

Translator English - Afrikaans

sertifikaat van deposito
14 millions of speakers
sv

Translator English - Swedish

bankcertifikat
10 millions of speakers
no

Translator English - Norwegian

innskuddsbevis
5 millions of speakers

Trends of use of certificate of deposit

TRENDS

TENDENCIES OF USE OF THE TERM «CERTIFICATE OF DEPOSIT»

The term «certificate of deposit» is normally little used and occupies the 111.219 position in our list of most widely used terms in the English dictionary.
0
100%
FREQUENCY
Little used
48
/100
The map shown above gives the frequency of use of the term «certificate of deposit» in the different countries.
Principal search tendencies and common uses of certificate of deposit
List of principal searches undertaken by users to access our English online dictionary and most widely used expressions with the word «certificate of deposit».

FREQUENCY OF USE OF THE TERM «CERTIFICATE OF DEPOSIT» OVER TIME

The graph expresses the annual evolution of the frequency of use of the word «certificate of deposit» during the past 500 years. Its implementation is based on analysing how often the term «certificate of deposit» appears in digitalised printed sources in English between the year 1500 and the present day.

Examples of use in the English literature, quotes and news about certificate of deposit

EXAMPLES

10 ENGLISH BOOKS RELATING TO «CERTIFICATE OF DEPOSIT»

Discover the use of certificate of deposit in the following bibliographical selection. Books relating to certificate of deposit and brief extracts from same to provide context of its use in English literature.
1
Property: Rabin Kwall and Kwall 3e
(Bank) (P) appealed from a declaratory judgment in favor of Ida Brown (D), contending that Harry Brown's unilateral pledge of a certificate of deposit, held in joint tenancy, severed one of the four unities required for the continued existence of a ...
Casenotes, Casenote Legal Briefs, 2007
2
The Law & Practice of Offshore Banking & Finance
[b] Certificates of Deposit Time deposits may be evidenced by a certificate of deposit (CD). The certificate of deposit is a document confirming an interest bearing deposit of funds for a fixed period in the institution concerned. The difference ...
Edmund M. A. Kwaw, 1996
3
Congressional Series of United States Public Documents
G70 48,734 65 Receipts paid over to J. B. H. Smith. Esq., treasurer of the Washington National Monument Society, by the general agent, for the year ending December 31, 1849: 1849. Jan. 2. To certificate of deposit in Bank of Attica. New York.
4
Wall Street Words: An A to Z Guide to Investment Terms for ...
CARS provide lenders with more funds to use in additional lending and provide investors with relatively safe securities that pay short-term interest rates slightly above Treasury securities of similar maturity. certificate of deposit (CD) A receipt,  ...
David Logan Scott, 2003
5
Income tax regulations
The renewal of a certificate of deposit shall be treated as a purchase of the certificate on the date the renewal period begins regardless of any requirement pursuant to the terms of the certificate that the holder give notice of an intention to  ...
CCH Editors
6
Investments: An Introduction
... Savings account None 5.25 2.65 2.50 1.25 4.50 Certificate of deposit 6 months 7.86 5.25 3.60 1.25 5.27 Certificate of deposit 1 year 8.33 5.50 3.80 2.02 5.21 Certificate of deposit 2 years 8.79 5.75 4.10 2.35 5.35 Certificate of deposit 3 years ...
Herbert B. Mayo, 2008
7
The Law of Motor Vehicle Dealer Bonds
The amount of such surety bond, letter of credit or certificate of deposit shall be between $5,000.00 and $15,000.00 based on the number of new or used units sold in the previous year; such schedule to be determined by the commissioner of ...
‎2006
8
Reports of Overseas Private Investment Corporation ...
it has, and will continue to have, adequate reserves, in accord with Nicaraguan law, to cover the amount of life insurance outstanding in Nicaragua without the funds represented by the Third Certificate of Deposit. It is noted that, under a 1979 ...
Mark Kantor, Michael D. Nolan, Karl P. Sauvant, 2011
9
Franchise Desk Book: Selected State Laws, Commentary and ...
Each Certificate of Deposit shall be in an amount equal to the initial franchise fee. b) Each Certificate of Deposit is to be deposited with a federally insured savings institution and issued in the name of the Administrator for the benefit of the ...
W. Michael Garner, 2001
10
L.S.A., List of C.F.R. Sections Affected
(vi) Every person carrying on the banking business who makes payments of interest to another person (whether or not aggregating $10 or more) during a calendar year with respect to a certificate of deposit issued in bearer form (other than ...

10 NEWS ITEMS WHICH INCLUDE THE TERM «CERTIFICATE OF DEPOSIT»

Find out what the national and international press are talking about and how the term certificate of deposit is used in the context of the following news items.
1
CARE ratings for Indian debt instruments-Jul 7
BG-Bank Guarantee; CC-Cash Credit; CCPS-Cumulative Convertible Preference Share; CD-Certificate of Deposit; CLO-Collateralized Loan ... «Reuters, Jul 15»
2
VTB Bank (Georgia) offers its customers certificate of deposit
The FINANCIAL -- If you are looking for higher interest rates than deposit accounts can offer, then consider investing in certificate of deposit, ... «The FINANCIAL, Jul 15»
3
The Best Ways to Invest $5000
But is it best to put it in a mutual fund, certificate of deposit, index fund or exchange-traded fund? "If you're asking what's the best way to invest ... «U.S. News & World Report, Jul 15»
4
Analysts Anticipate Avenue Financial Holdings to Announce $0.14 …
The Company also offers certificate of deposit account registry service (CDARS) and insured cash sweep (ICS) products to provide federal ... «sleekmoney, Jul 15»
5
CARE ratings for Indian debt instruments-Jul 6
BG-Bank Guarantee; CC-Cash Credit; CCPS-Cumulative Convertible Preference Share; CD-Certificate of Deposit; CLO-Collateralized Loan ... «Reuters, Jul 15»
6
Richards: When should you sell an investment?
For example, you should not sell a certificate of deposit prior to the maturity date because you will then have to pay an early withdrawal penalty. «East Valley Tribune, Jul 15»
7
TYSON: There are no guarantees
A bank certificate of deposit over five years could pay you about 3 percent per year. You could buy some inflation-protected securities from the ... «Casper Star-Tribune Online, Jul 15»
8
Extension of the Amnesty Program for the Disclosure of Unreported …
... Development) ("PAPDE" – by its acronym in Spanish), and the "Certificado de Depósito para Inversión” (Certificate of Deposit for Investment) ... «Lexology, Jul 15»
9
Car show winners announced
Don Krumel won the $25 certificate of deposit. kAmq:== t?86=D>2? 2?5 sF2?6 |@772EE D6CG65 2D 42C D9@H 4@\492:C>6?]k^Am. «Blair Enterprise Publishing, Jul 15»
10
Escape the money matrix and preserve (or increase!) your money's …
The Fed has lowered interest rates so much that whereas you could once hold a certificate of deposit, or invest in a money market fund, and get ... «Personal Liberty Digest, Jul 15»

REFERENCE
« EDUCALINGO. Certificate of deposit [online]. Available <https://educalingo.com/en/dic-en/certificate-of-deposit>. Apr 2024 ».
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