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Meaning of "credit history" in the English dictionary

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DICTIONARY
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PRONUNCIATION OF CREDIT HISTORY

credit history  [ˈkrɛdɪt ˈhɪstərɪ] play
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GRAMMATICAL CATEGORY OF CREDIT HISTORY

noun
adjective
verb
adverb
pronoun
preposition
conjunction
determiner
exclamation
Credit history is a noun.
A noun is a type of word the meaning of which determines reality. Nouns provide the names for all things: people, objects, sensations, feelings, etc.

WHAT DOES CREDIT HISTORY MEAN IN ENGLISH?

Credit history

Credit history or credit report is, in many countries, a negative record of an individual's or company's past borrowing and repaying, including information about late payments and bankruptcy. The term "credit reputation" can either be used synonymous to credit history or to credit score. In many countries, when a customer fills out an application for credit from a bank, store or credit card company, their information is forwarded to a credit bureau. The credit bureau matches the name, address and other identifying information on the credit applicant with information retained by the bureau in its files. That is why it is very important for creditors, lenders and others to provide accurate data to credit bureaus. This information is used by lenders such as credit card companies to determine an individual's credit worthiness; that is, determining an individual's ability and track record of repaying a debt. The willingness to repay a debt is indicated by how timely past payments have been made to other lenders.

Definition of credit history in the English dictionary

The definition of credit history in the dictionary is a record over time of how promptly someone pays back loans, credits, etc.

WORDS THAT RHYME WITH CREDIT HISTORY


bistoury
ˈbɪstərɪ
blistery
ˈblɪstərɪ
blustery
ˈblʌstərɪ
consistory
kənˈsɪstərɪ
evangelistary
ɪˌvændʒəˈlɪstərɪ
faldistory
ˈfɔːldɪstərɪ
history
ˈhɪstərɪ
magistery
ˈmædʒɪstərɪ
mastery
ˈmɑːstərɪ
monastery
ˈmɒnəstərɪ
mystery
ˈmɪstərɪ
phrontistery
ˈfrʌntɪstərɪ
polyhistory
ˌpɒlɪˈhɪstərɪ
prehistory
priːˈhɪstərɪ
protohistory
ˌprəʊtəʊˈhɪstərɪ
psychohistory
ˌsaɪkəʊˈhɪstərɪ
self-mastery
ˌselfˈmɑːstərɪ
slaistery
ˈsleɪstərɪ
upholstery
ʌpˈhəʊlstərɪ
wastery
ˈweɪstərɪ

WORDS THAT BEGIN LIKE CREDIT HISTORY

credit balance
credit bureau
credit card
credit charges
credit check
credit control
credit crunch
credit default swap
credit entry
credit facilities
credit hour
credit limit
credit line
credit note
credit rating
credit risk
credit sales
credit side
credit slip
credit squeeze

WORDS THAT END LIKE CREDIT HISTORY

alternative history
ancient history
back story
cover story
directory
fish story
ghost story
horror story
life history
life story
love story
medical history
natural history
oral history
service history
short story
sob story
social history
story
success story
the same old story

Synonyms and antonyms of credit history in the English dictionary of synonyms

SYNONYMS

Translation of «credit history» into 25 languages

TRANSLATOR
online translator

TRANSLATION OF CREDIT HISTORY

Find out the translation of credit history to 25 languages with our English multilingual translator.
The translations of credit history from English to other languages presented in this section have been obtained through automatic statistical translation; where the essential translation unit is the word «credit history» in English.

Translator English - Chinese

信用记录
1,325 millions of speakers

Translator English - Spanish

historial de crédito
570 millions of speakers

English

credit history
510 millions of speakers

Translator English - Hindi

क्रेडिट इतिहास
380 millions of speakers
ar

Translator English - Arabic

الائتمان التاريخ
280 millions of speakers

Translator English - Russian

кредитная история
278 millions of speakers

Translator English - Portuguese

histórico de crédito
270 millions of speakers

Translator English - Bengali

ঋনের ইতিহাস
260 millions of speakers

Translator English - French

antécédents de crédit
220 millions of speakers

Translator English - Malay

Sejarah kredit
190 millions of speakers

Translator English - German

Kredit-Geschichte
180 millions of speakers

Translator English - Japanese

クレジット記録
130 millions of speakers

Translator English - Korean

신용 기록
85 millions of speakers

Translator English - Javanese

Riwayat kredit
85 millions of speakers
vi

Translator English - Vietnamese

lịch sử tín dụng
80 millions of speakers

Translator English - Tamil

கடன் வரலாறு
75 millions of speakers

Translator English - Marathi

क्रेडिट इतिहास
75 millions of speakers

Translator English - Turkish

kredi geçmişi
70 millions of speakers

Translator English - Italian

storia di credito
65 millions of speakers

Translator English - Polish

Historia kredytowa
50 millions of speakers

Translator English - Ukrainian

кредитна історія
40 millions of speakers

Translator English - Romanian

istorie de credit
30 millions of speakers
el

Translator English - Greek

πιστωτική ιστορία
15 millions of speakers
af

Translator English - Afrikaans

krediet geskiedenis
14 millions of speakers
sv

Translator English - Swedish

betalningsanmärkningar
10 millions of speakers
no

Translator English - Norwegian

kreditt historie
5 millions of speakers

Trends of use of credit history

TRENDS

TENDENCIES OF USE OF THE TERM «CREDIT HISTORY»

The term «credit history» is quite widely used and occupies the 41.895 position in our list of most widely used terms in the English dictionary.
0
100%
FREQUENCY
Quite widely used
81
/100
The map shown above gives the frequency of use of the term «credit history» in the different countries.
Principal search tendencies and common uses of credit history
List of principal searches undertaken by users to access our English online dictionary and most widely used expressions with the word «credit history».

FREQUENCY OF USE OF THE TERM «CREDIT HISTORY» OVER TIME

The graph expresses the annual evolution of the frequency of use of the word «credit history» during the past 500 years. Its implementation is based on analysing how often the term «credit history» appears in digitalised printed sources in English between the year 1500 and the present day.

Examples of use in the English literature, quotes and news about credit history

EXAMPLES

10 ENGLISH BOOKS RELATING TO «CREDIT HISTORY»

Discover the use of credit history in the following bibliographical selection. Books relating to credit history and brief extracts from same to provide context of its use in English literature.
1
Bulletin MLSA
May not be repeated for credit. HISTORY 335. The Ottoman Enterprise. HISTORY 110. (3). May not be repeated for credit. HISTORY 336 / CAAS 336 / WOMENSTD 336. Blacie Women in America. CAAS 201. (3). (SS). May not be repeated for ...
University of Michigan. College of Literature, Science, and the Arts, 2007
2
How to Repair Your Credit Score Now: Simple No Cost Methods ...
Number of zero account balances. Length of Credit History The length of time that an individual has established credit will affect his or her credit score. Having no credit history or an insufficient credit history will have a negative impact on one's  ...
Jamaine Burrell, 2007
3
Hello! USA: Everyday Living for International Residents and ...
Credit history is a record of the payments a person has made in the past and the amount of money that person still owes. This record is important for getting a credit card or loan and for doing many other kinds of business — for example, ...
Judy Priven, 2005
4
Credit Repair: Credit Repair Facts & Tips to Create a Great ...
Building your credit history is important in today's time, especially since the laws are changing. We are moving into a system that is making it difficult for us to get ahead unless we have excellent, or at most good credit history. Credit is important ...
Barry Bruce, 2014
5
Mortgage Lending, Racial Discrimination, and Federal Policy
occurred: in short, the credit history guidelines variable is a surrogate measure of the dependent variable. The credit history guideline variable's relationship to the dependent variable is highlighted in column (3) of table 4.1. All the ...
John M. Goering, Ronald E. Wienk, 1996
6
Credit Repair Strategies Revealed:
Building your credit history is important in today's time, especially since the laws are changing. We are moving into a system that is making it difficult for us to get ahead unless we have excellent, or at most good credit history. Credit is important ...
Amelia Constantino, 2014
7
The Credit Repair Handbook: Everything You Need to Know to ...
Your credit history includes four basic types of information: Information about how you've managed your credit accounts over time. This is the heart of your credit history. For each account listed in this section of your credit report you'll find, ...
John Ventura, 2007
8
Credit Repair Kit For Dummies
Both types of credit were relatively easy to get, and they reported your credit history to the three bureaus so that you built a credit history quickly. More and more department store and gas cards are tightening their standards to reflect tightened ...
Steve Bucci, 2014
9
Starting Over in the U. S. After Getting Your Green Card
As we discussed in section 5.6, it is important for people starting a new life in the U.S. to establish a credit history. Even those with an excellent credit rating back home must start from scratch in America, because foreign credit history does not  ...
Elzbieta (Elizabeth) Baumgartner, 2009
10
The Color of Credit: Mortgage Discrimination, Research ...
For this simulation, Ross estimates the initial loan denial equation with credit history variables included. Then he calculates an expanded credit quality index that includes the impact of credit history variables, weighted by their estimated ...
Ross

10 NEWS ITEMS WHICH INCLUDE THE TERM «CREDIT HISTORY»

Find out what the national and international press are talking about and how the term credit history is used in the context of the following news items.
1
Bureau advises consumers to be credit savvy
It is also important to note that when banks and other financial institutions look at your credit history, they take into consideration your credit ... «Saanich News, Jul 15»
2
Buying Your First Car as a College Student
Because of this, you probably don't have much of an established credit history, and this may make financing difficult to obtain. What can you do ... «Auto Credit Express, Jul 15»
3
Prepaid Cards Offer Limited Advantages Even With Impending …
Using a prepaid card is like paying with cash, offering the consumer no ability to establish a credit history. In fact, many prepaid cards lack ... «IT Business Net, Jul 15»
4
Student Loan Servicing Headaches Plague Military Troops And …
"Diligently protecting and maintaining one's credit history is a necessity for any consumer," the report says. The CFPB is accepting public ... «International Business Times, Jul 15»
5
Credit Acceptance Corp. Given New $240.00 Price Target at …
... is a provider of financing programs to automobile dealers that enable them to sell vehicles to consumers, regardless of their credit history. «Dakota Financial News, Jul 15»
6
Millions of Homeowners Could Be Saving $200 a Month on Their …
To find out if you qualify for refinancing, talk to your mortgage servicer, and give your credit history a quick review (you can get a free credit ... «STLtoday.com, Jul 15»
7
6 On Your Side Answers: When to refinance your auto loan
Interest rates of 18 percent or more for some people with a thin credit history are common. Several months of on-time payments could entice a ... «WATE 6 On Your Side, Jul 15»
8
8 Tips For Getting And Keeping Good Credit
If you close accounts, you're reducing the amount of available credit and possibly limiting your credit history. If you are consolidating credit ... «Forbes, Jul 15»
9
Improving your credit score | Money Matters
This means an authorized user is listed on a credit history as being joined with an account, but does not mean someone can utilize that credit. «Local 8 Now, Jul 15»
10
ADIB consumer loan rejections soar 10% after bank adopts credit …
The bureau's database of the credit history of all retail borrowers enables banks to build an accurate picture of a potential borrower's ... «The National, Jul 15»

REFERENCE
« EDUCALINGO. Credit history [online]. Available <https://educalingo.com/en/dic-en/credit-history>. Apr 2024 ».
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