CONJUGATION OF THE VERB TO MIS-SELL
PRESENT
Present
I mis-sell
you mis-sell
he/she/it mis-sells
we mis-sell
you mis-sell
they mis-sell
Present continuous
I am mis-selling
you are mis-selling
he/she/it is mis-selling
we are mis-selling
you are mis-selling
they are mis-selling
Present perfect
I have mis-sold
you have mis-sold
he/she/it has mis-sold
we have mis-sold
you have mis-sold
they have mis-sold
Present perfect continuous
I have been mis-selling
you have been mis-selling
he/she/it has been mis-selling
we have been mis-selling
you have been mis-selling
they have been mis-selling
Present tense is used to refer to circumstances that exist at the present time or over a period that includes the present time. The
present perfect refers to past events, although it can be considered to denote primarily the resulting present situation rather than the events themselves.
PAST
Past
I mis-sold
you mis-sold
he/she/it mis-sold
we mis-sold
you mis-sold
they mis-sold
Past continuous
I was mis-selling
you were mis-selling
he/she/it was mis-selling
we were mis-selling
you were mis-selling
they were mis-selling
Past perfect
I had mis-sold
you had mis-sold
he/she/it had mis-sold
we had mis-sold
you had mis-sold
they had mis-sold
Past perfect continuous
I had been mis-selling
you had been mis-selling
he/she/it had been mis-selling
we had been mis-selling
you had been mis-selling
they had been mis-selling
Past tense forms express circumstances existing at some time in the past,
FUTURE
Future
I will mis-sell
you will mis-sell
he/she/it will mis-sell
we will mis-sell
you will mis-sell
they will mis-sell
Future continuous
I will be mis-selling
you will be mis-selling
he/she/it will be mis-selling
we will be mis-selling
you will be mis-selling
they will be mis-selling
Future perfect
I will have mis-sold
you will have mis-sold
he/she/it will have mis-sold
we will have mis-sold
you will have mis-sold
they will have mis-sold
Future perfect continuous
I will have been mis-selling
you will have been mis-selling
he/she/it will have been mis-selling
we will have been mis-selling
you will have been mis-selling
they will have been mis-selling
The
future is used to express circumstances that will occur at a later time.
CONDITIONAL
Conditional
I would mis-sell
you would mis-sell
he/she/it would mis-sell
we would mis-sell
you would mis-sell
they would mis-sell
Conditional continuous
I would be mis-selling
you would be mis-selling
he/she/it would be mis-selling
we would be mis-selling
you would be mis-selling
they would be mis-selling
Conditional perfect
I would have mis-sell
you would have mis-sell
he/she/it would have mis-sell
we would have mis-sell
you would have mis-sell
they would have mis-sell
Conditional perfect continuous
I would have been mis-selling
you would have been mis-selling
he/she/it would have been mis-selling
we would have been mis-selling
you would have been mis-selling
they would have been mis-selling
Conditional or "future-in-the-past" tense refers to hypothetical or possible actions.
IMPERATIVE
Imperative
you mis-sell
we let´s mis-sell
you mis-sell
The
imperative is used to form commands or requests.
NONFINITE VERB FORMS
Present Participle
mis-selling
Infinitive shows the action beyond temporal perspective. The
present participle or gerund shows the action during the session. The
past participle shows the action after completion.
10 ENGLISH BOOKS RELATING TO «MIS-SELL»
Discover the use of
mis-sell in the following bibliographical selection. Books relating to
mis-sell and brief extracts from same to provide context of its use in English literature.
1
UK economic regulators: 1st report of session 2006-07, Vol. ...
In June 2002 Ofgem announced tough new fining sanctions for companies that
continued to mis-sell. Despite this, however, some companies did continue to mis
-sell energy to consumers. In July 2002 energywatch revealed the underhand ...
Great Britain: Parliament: House of Lords: Select Committee on Regulators, 2007
2
Grab that Wallet: A book on Financial Services Marketing:
When a financial organisation goes silo, it runs hard. And hard running sales
people with targets to achieve are prone to mis-selling. Simple products are hard
to mis-sell. A product which is simple can be sold with intensity and speed with ...
3
Payment protection insurance market investigation: remittal ...
... consumers resulting from the features of the market identified; and (c) [X] was
not clear what potential benefits the CC was referring to when it suggested that
there could be a reduced incentive and ability to mis-sell as a result of the POSP.
Great Britain: Competition Commission, 2012
4
Inherited Estates: Twelfth Report of Session 2007-08; ...
To my mind the only way that firms will be discouraged from mis-selling is if the
costs associated with mis-selling are borne by shareholders, and then
shareholders will force them to take action not to mis-sell. Q14 Ms Keeble: What
do you think ...
Great Britain: Parliament: House of Commons: Treasury Committee, 2008
5
Ofgem's retail market review: sixth report of session ...
Ofgem proposes that (a) suppliers are best placed to regulate the practices of
TPIs, (b) the commission paid by suppliers should be more transparent and (c)
measures are taken to expose TPIs that mis-sell. 36. Whilst measures to improve
...
Great Britain: Parliament: House of Commons: Energy and Climate Change Committee, 2011
6
Cambridge Business English Dictionary
See also fraudulent misrepresentation mis-sale noun [U] coMMERcE an act of
selling something to a person it is not suitable for: There will be a governemnt
inquiry into the alleged mis-sale ofendowment mortages in the 19805. mis-sell
verb ...
Cambridge University Press, 2011
7
Spain: Financial Sector Reform—Second Progress Report
At the same time, the mis-sell litigation involves a large amount of customers and
potentially significant costs. Hence, it is important to develop an orderly,
transparent, and efficient process to handle these claims. The authorities are fully
aware ...
International Monetary Fund. European Dept., 2013
8
Broadband: fourth report of session 2009-10, report , ...
In the context of Digital Britain, the up to speed assertions both mis-sell and
undermine for the medium the true potential of our connectivity. The extent to
which current regulation strikes the right balance between ensuring fair
competition and ...
Great Britain: Parliament: House of Commons: Business, Innovation and Skills Committee, 2010
9
Pensions, Social Security, and the Privatization of Risk
Fund companies do not know who their clients are, thus they cannot mis-sell their
products using high-pressure sales tactics. With many precautions in place to
prevent mis-selling and other problems, the Swedish reform has worked well, but
it ...
Mitchell Alexander Orenstein, 2009
10
Protecting The Poor: A Microinsurance Compendium
6bn) One needs to bear in mind that while it may be in the agent's interest to mis-
sell policies (depending on the structure of the sales incentive), it may also be in
the interest of the insurer, especially if the policy lapses. Some insurers rely on ...
10 NEWS ITEMS WHICH INCLUDE THE TERM «MIS-SELL»
Find out what the national and international press are talking about and how the term
mis-sell is used in the context of the following news items.
'We are working on checks to address SEBI's concern on mis-selling'
If they mis-sell they will be out of business. To say that we will cap commission and mis-selling goes away, does not sit well. How is insurance ... «Hindu Business Line, Jul 15»
Rash spending a real risk
The danger is that financial advisers or the banks are incentivised by commissions to mis-sell expensive savings vehicles to retiring KiwiSavers ... «New Zealand Herald, Jul 15»
From dodgy shops selling bootleg gear to global credit card fraud …
"Now, even the smallest of outfits can go global and people can mis-sell to a far greater audience." A case in point is Mechelle and Ian Chatfield ... «Hull Daily Mail, Jun 15»
Fake will writer jailed
Samuel Eaton targeted his victims to mis-sell them wills and trust deeds while trading as The Pensioners' Association and The Senior Citizens' ... «Wigan Today, May 15»
Ombudsman's report indicates that maybe, just maybe, the banks …
Judging from bald statistics from the Financial Ombudsman Service (FOS), the banks have used the experience to learn how to mis-sell other ... «The Independent, May 15»
Vaccines and National Security
The company encouraged sales reps in the US to mis-sell three drugs to doctors and lavished hospitality and kickbacks on those who agreed ... «Center for Research on Globalization, May 15»
Multi-agency is more expensive and complex to operate: John Holden
I do not believe that banks deliberately mis-sell. If you look at the complaint data published by the insurance regulator and ombudsman, the ... «Livemint, Apr 15»
Ace hit by Australian mis-selling scandal
... has been accused of creating a high-pressure sales environment that has induced agents to mis-sell products that were then underwritten by ... «The Insurance Insider, Apr 15»
Penalty of up to Rs 25 crore for mis-selling insurance policies
NEW DELHI: The amended insurance law provides for a penalty of up to Rs 25 crore for mis-selling or misrepresentation of policies by agents ... «Economic Times, Mar 15»
Block savers from accessing pensions until age 60, urge MPs
In a call for tougher regulation, Dame Anne also warned that insurers could seek to mis-sell poor value products to savers. "Pension providers ... «Telegraph.co.uk, Mar 15»
