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Meaning of "origination fee" in the English dictionary

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DICTIONARY
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PRONUNCIATION OF ORIGINATION FEE

origination fee  [əˌrɪdʒɪˈneɪʃən fiː] play
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GRAMMATICAL CATEGORY OF ORIGINATION FEE

noun
adjective
verb
adverb
pronoun
preposition
conjunction
determiner
exclamation
Origination fee is a noun.
A noun is a type of word the meaning of which determines reality. Nouns provide the names for all things: people, objects, sensations, feelings, etc.

WHAT DOES ORIGINATION FEE MEAN IN ENGLISH?

Origination fee

An origination fee, or activation fee, is a payment associated with the establishment of an account with a bank, broker or other company providing services handling the processing associated with taking out a loan. An activation fee is typically a set amount for any account. However, an origination fee usually varies from 0.5% to 2% of a given loan amount, depending on whether the loan was originated in the prime or the subprime market. For example, an origination fee of 3% on a £200,000 loan is £6,000. Discount points are used to buy down the interest rates, temporarily or permanently. Origination fees and discount points are both items listed under lender-charges on the HUD-1 Settlement Statement. Regulation Z was enacted to protect buyers from abusive lending practicing with regards to origination fees and origination fees for mortgages can not be deducted.

Definition of origination fee in the English dictionary

The definition of origination fee in the dictionary is a fee collected by a lender for processing a mortgage or loan application.

WORDS THAT RHYME WITH ORIGINATION FEE


defi
deˈfiː
fee
fiː
fifi
ˈfiːfiː
fille
fiː
hyphae
ˈhaɪfiː
hyphy
ˈhaɪˌfiː
nymphae
ˈnɪmfiː
raphae
ˈreɪfiː

WORDS THAT BEGIN LIKE ORIGINATION FEE

orig.
origami
origan
origanum
Origen
origin
original
original sin
originalities
originality
originally
originate
origination
originative
originatively
originator
origins
orihou
orillion
orinasal

WORDS THAT END LIKE ORIGINATION FEE

agency fee
arrangement fee
booking fee
call-out fee
commission fee
commitment fee
common fee
connection fee
contingency fee
entrance fee
entry fee
finder´s fee
in fee
joining fee
licence fee
reconnection fee
registration fee
stud fee
television licence fee
transfer fee

Synonyms and antonyms of origination fee in the English dictionary of synonyms

SYNONYMS

Translation of «origination fee» into 25 languages

TRANSLATOR
online translator

TRANSLATION OF ORIGINATION FEE

Find out the translation of origination fee to 25 languages with our English multilingual translator.
The translations of origination fee from English to other languages presented in this section have been obtained through automatic statistical translation; where the essential translation unit is the word «origination fee» in English.

Translator English - Chinese

首创费
1,325 millions of speakers

Translator English - Spanish

comisión de apertura
570 millions of speakers

English

origination fee
510 millions of speakers

Translator English - Hindi

व्युत्पत्ति शुल्क
380 millions of speakers
ar

Translator English - Arabic

رسم نشأة
280 millions of speakers

Translator English - Russian

плата за возникновение
278 millions of speakers

Translator English - Portuguese

taxa de originação
270 millions of speakers

Translator English - Bengali

উৎপত্তি ফি
260 millions of speakers

Translator English - French

frais d´origination
220 millions of speakers

Translator English - Malay

Yuran permulaan
190 millions of speakers

Translator English - German

Entstehung Gebühr
180 millions of speakers

Translator English - Japanese

オリジネーション手数料
130 millions of speakers

Translator English - Korean

발신 요금
85 millions of speakers

Translator English - Javanese

Ragad kawruh
85 millions of speakers
vi

Translator English - Vietnamese

phí nguyên
80 millions of speakers

Translator English - Tamil

தோற்றம் கட்டணம்
75 millions of speakers

Translator English - Marathi

उत्पत्ती फी
75 millions of speakers

Translator English - Turkish

Başlangıç ​​ücreti
70 millions of speakers

Translator English - Italian

tassa di raccolta
65 millions of speakers

Translator English - Polish

opłata za inicjację
50 millions of speakers

Translator English - Ukrainian

плата за виникнення
40 millions of speakers

Translator English - Romanian

taxa de origine
30 millions of speakers
el

Translator English - Greek

τέλος εκκίνησης
15 millions of speakers
af

Translator English - Afrikaans

opbou fooi
14 millions of speakers
sv

Translator English - Swedish

origineavgift
10 millions of speakers
no

Translator English - Norwegian

opprinnelse avgift
5 millions of speakers

Trends of use of origination fee

TRENDS

TENDENCIES OF USE OF THE TERM «ORIGINATION FEE»

The term «origination fee» is regularly used and occupies the 100.087 position in our list of most widely used terms in the English dictionary.
0
100%
FREQUENCY
Regularly used
53
/100
The map shown above gives the frequency of use of the term «origination fee» in the different countries.
Principal search tendencies and common uses of origination fee
List of principal searches undertaken by users to access our English online dictionary and most widely used expressions with the word «origination fee».

FREQUENCY OF USE OF THE TERM «ORIGINATION FEE» OVER TIME

The graph expresses the annual evolution of the frequency of use of the word «origination fee» during the past 500 years. Its implementation is based on analysing how often the term «origination fee» appears in digitalised printed sources in English between the year 1500 and the present day.

Examples of use in the English literature, quotes and news about origination fee

EXAMPLES

10 ENGLISH BOOKS RELATING TO «ORIGINATION FEE»

Discover the use of origination fee in the following bibliographical selection. Books relating to origination fee and brief extracts from same to provide context of its use in English literature.
1
Decoding the New Mortgage Market: Insider Secrets for ...
Or a broker could add instead an origination fee, or a mortgage broker fee, or really any fee a broker could think up as long as it re- mained competitive with the marketplace. A broker might add a 1 percent origination fee. An origination fee is  ...
David REED, 2009
2
Decisions of the Comptroller General of the United States
[B-211304] Officers and Employees — Transfers — Real Estate Expenses — Loan Origination Fee Employee may be reimbursed the loan origination fee he incurred incident to purchasing a house on December 1, 1982, at his new duty station ...
‎1984
3
Save Big: Cut Your Top 5 Costs and Save Thousands
A loan origination fee is one portion of the broker's or lender's profit. If you are working with an outside mortgage broker, the loan origination fee is part of their compensation for arranging your loan. If you are working directly with a bank, the  ...
Elisabeth Leamy, 2010
4
1992 census of financial, insurance, and real estate ...
Savings lnstitutions, Federally Chartered (SlC 6035) Reporting revenue by broad source of revenue line Reporting detail within the specified broad line: Loan origination fee income lnterest income Net investment income Other fees and ...
United States. Bureau of the Census, 1996
5
1992 Census of Financial, Insurance, and Real Estate ...
Royalty income DEPOSITORY INSTITUTIONS (SIC 60) Reporting revenue by broad source of revenue line Reporting detail within the specified broad Loan origination fee income . Interest income Other fees and commissions Commercial  ...
‎1995
6
United States Code
(c) Origination fees from students (1) Deduction from interest and special allowance subsidies (A) Notwithstanding subsection (b) of this section, the Secretary shall collect the amount the lender is authorized to charge as an origination fee in ...
‎2002
7
Homebuyers Beware: Who¿s Ripping You Off Now?--What You Must ...
Here's some of the monkey business going on now, seven ways loan officers can make their Good Faith Estimates appear to be better than they actually are. 1. Charging a Discount Fee when there is no Origination Fee or Broker Fee.
Carolyn Warren, 2009
8
Taxpayer Information Publications
Loan origination fee. In general, this is a one-time fee charged by the lender when a loan is made. To be deductible as interest, a loan origination fee must be for the use of money rather than for property or services (such as commitment fees ...
‎2005
9
Decisions of the Comptroller General of the United States
It is intended to cover costs that are substantially identical to those incurred by a commercial lender and charged to the borrower as a loan origination fee. Like a loan assumption fee, it takes the place of loan origination fee. Note that for loans  ...
United States. General Accounting Office, 1984
10
Tax benefits for education
Loan origination fee. In general, this is a one-time fee charged by the lenderwhen a loan is made. To be deductible as interest, a loan origination fee must be for the use of money rather than for property or services (such as commitment fees or ...

10 NEWS ITEMS WHICH INCLUDE THE TERM «ORIGINATION FEE»

Find out what the national and international press are talking about and how the term origination fee is used in the context of the following news items.
1
A new approach to reverse mortgages that protects seniors
The combination of interest rate and origination fee that minimizes the cost of the HECM over the period the senior expects to have it. «Chicago Daily Herald, Jul 15»
2
How presidential candidates pay for college: The high cost for …
By comparison, federal student loans carried a 4.66 percent interest rate and 1 percent origination fee for the most recent school year. Students ... «Santa Fe New Mexican, Jul 15»
3
Access National Co. To Go Ex-Dividend on July 30th (ANCX)
... loan origination fee income. Wealth management operations consist principally of advisory fees related to its wealth management services. «Mideast Time, Jul 15»
4
OnDeck Loans: Right for Your Business?
Amount received by the borrower: $19,500 ($500 origination fee subtracted from the loan amount). Total amount to repay: $24,000. «Motley Fool, Jul 15»
5
Bank of the James Announces Second Quarter, First Half 2015 …
... June 30, 2014, reflecting growing interest income, a limited increase in interest expense, and increased mortgage origination fee income. «CNNMoney, Jul 15»
6
Reverse Mortgage Cautions
Lenders generally charge an origination fee and other closing costs, as well as servicing fees over the life of the mortgage. Some also charge ... «Nasdaq, Jul 15»
7
Access National's "Hold" Rating Reiterated at Keefe, Bruyette …
... interest earned on mortgage loans held for sale, gains on sales of loans in the secondary mortgage market, and loan origination fee income. «The Legacy, Jul 15»
8
Little change in demand for mortgages
The average contract interest rate for 15-year FRMs held steady at 3.43%, with points rising to 0.34 from 0.33 (including the origination fee) for ... «ConsumerAffairs, Jul 15»
9
U.S. Mortgage Applications Flat in Mid-July
... to 0.34 from 0.39 (including the origination fee) for 80 percent loan-to-value ratio (LTV) loans. The effective rate decreased from last week. «World Property Journal, Jul 15»
10
Mortgage Applications Flat in Latest MBA Weekly Survey
... to 0.34 from 0.39 (including the origination fee) for 80 percent loan-to-value ratio (LTV) loans. The effective rate decreased from last week. «RealEstateRama, Jul 15»

REFERENCE
« EDUCALINGO. Origination fee [online]. Available <https://educalingo.com/en/dic-en/origination-fee>. Apr 2024 ».
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