Download the app
educalingo
Search

Meaning of "Alt-A" in the English dictionary

Dictionary
DICTIONARY
section

ETYMOLOGY OF THE WORD ALT-A

From Alternative A-paper.
info
Etymology is the study of the origin of words and their changes in structure and significance.
facebooktwitterpinterestwhatsapp
section

PRONUNCIATION OF ALT-A

Alt-A play
facebooktwitterpinterestwhatsapp

GRAMMATICAL CATEGORY OF ALT-A

noun
adjective
verb
adverb
pronoun
preposition
conjunction
determiner
exclamation
Alt-A is a noun.
A noun is a type of word the meaning of which determines reality. Nouns provide the names for all things: people, objects, sensations, feelings, etc.

WHAT DOES ALT-A MEAN IN ENGLISH?

Alt-A

An Alt-A mortgage, short for Alternative A-paper, is a type of U.S. mortgage that, for various reasons, is considered riskier than A-paper, or "prime", and less risky than "subprime," the riskiest category. For these reasons, as well as in some cases their size, Alt-A loans are not eligible for purchase by Fannie Mae or Freddie Mac. Alt-A interest rates, which are determined by credit risk, therefore tend to be between those of prime and subprime home loans, although there is no single accepted definition of Alt-A. Typically Alt-A mortgages are characterized by borrowers with less than full documentation, lower credit scores, higher loan-to-values, and more investment properties. A-minus is related to Alt-A, with some lenders categorizing them the same, but A-minus is traditionally defined as mortgage borrowers with a FICO score of below 680 while Alt-A is traditionally defined as loans lacking full documentation. Alt-A mortgages may have excellent credit but may not meet underwriting criteria for other reasons. During the past decade, a significant amount of Alt-A mortgages resulted from refinancings, rather than property purchases.

Definition of Alt-A in the English dictionary

The definition of Alt-A in the dictionary is a type of US mortgage with interest rates determined by credit risk.

WORDS THAT BEGIN LIKE ALT-A

ALS
Alsace
Alsace-Lorraine
Alsatia
Alsatian
alsike
alsike clover
also
also-ran
alstroemeria
alt
alt-rock
alt.country
Alta.
Altai Mountains
Altai Republic
Altaic
Altair
altaltissimo
Altamira

WORDS THAT END LIKE ALT-A

DVD-A
UV-A

Synonyms and antonyms of Alt-A in the English dictionary of synonyms

SYNONYMS

Translation of «Alt-A» into 25 languages

TRANSLATOR
online translator

TRANSLATION OF ALT-A

Find out the translation of Alt-A to 25 languages with our English multilingual translator.
The translations of Alt-A from English to other languages presented in this section have been obtained through automatic statistical translation; where the essential translation unit is the word «Alt-A» in English.

Translator English - Chinese

Alt-A级
1,325 millions of speakers

Translator English - Spanish

Alt -A
570 millions of speakers

English

Alt-A
510 millions of speakers

Translator English - Hindi

Alt- एक
380 millions of speakers
ar

Translator English - Arabic

ALT -A
280 millions of speakers

Translator English - Russian

Alt -
278 millions of speakers

Translator English - Portuguese

Alt -A
270 millions of speakers

Translator English - Bengali

অল্টার-এ
260 millions of speakers

Translator English - French

Alt -A
220 millions of speakers

Translator English - Malay

Alt-A
190 millions of speakers

Translator English - German

Alt-A-
180 millions of speakers

Translator English - Japanese

オルトA
130 millions of speakers

Translator English - Korean

Alt 키
85 millions of speakers

Translator English - Javanese

Alt-A
85 millions of speakers
vi

Translator English - Vietnamese

Alt -A
80 millions of speakers

Translator English - Tamil

Alt-A வின்
75 millions of speakers

Translator English - Marathi

Alt-A
75 millions of speakers

Translator English - Turkish

Alt-A
70 millions of speakers

Translator English - Italian

Alt -A
65 millions of speakers

Translator English - Polish

Alt -
50 millions of speakers

Translator English - Ukrainian

Alt-
40 millions of speakers

Translator English - Romanian

Alt -A
30 millions of speakers
el

Translator English - Greek

Alt - A
15 millions of speakers
af

Translator English - Afrikaans

Alt -A
14 millions of speakers
sv

Translator English - Swedish

Alt - A
10 millions of speakers
no

Translator English - Norwegian

Alt -A
5 millions of speakers

Trends of use of Alt-A

TRENDS

TENDENCIES OF USE OF THE TERM «ALT-A»

The term «Alt-A» is quite widely used and occupies the 28.165 position in our list of most widely used terms in the English dictionary.
0
100%
FREQUENCY
Quite widely used
87
/100
The map shown above gives the frequency of use of the term «Alt-A» in the different countries.
Principal search tendencies and common uses of Alt-A
List of principal searches undertaken by users to access our English online dictionary and most widely used expressions with the word «Alt-A».

FREQUENCY OF USE OF THE TERM «ALT-A» OVER TIME

The graph expresses the annual evolution of the frequency of use of the word «Alt-A» during the past 500 years. Its implementation is based on analysing how often the term «Alt-A» appears in digitalised printed sources in English between the year 1500 and the present day.

Examples of use in the English literature, quotes and news about Alt-A

EXAMPLES

10 ENGLISH BOOKS RELATING TO «ALT-A»

Discover the use of Alt-A in the following bibliographical selection. Books relating to Alt-A and brief extracts from same to provide context of its use in English literature.
1
A.L.T.: A Memoir
The editor-at-large for "Vogue" describes his odyssey from North Carolina to the heights of the fashion world, reflecting on how his life was influenced by his maternal grandmother, Bennie Frances Davis, and Diana Vreeland, his mentor. ’s ...
André Leon Talley, 2003
2
Loan Performance and Negative Home Equity in the Non-Prime ...
Market segment foreclosure process In Completed foreclosure process State Prepaid Current Delinquent In default Unknown Total West North Central Subprime 278,763 67,407 20,811 17,298 10,652 91,517 505 486,953 Alt-A 65,237 61,550 ...
William B. Shear, 2010
3
Characteristics and Performance of Nonprime Mortgages
Market foreclosure In Completed foreclosure State segment Prepaid Current Delinquent In default process process Unknown Total Alt-A 69,161 61,489 5,893 5,650 4,478 14,797 1,131 162,599 West Virginia Subprime 8,522 3,853 1,148 811 ...
William B. Shear, 2010
4
Allergens and Allergen Immunotherapy: Fifth Edition
Barnes et al. used enzyme immunoassays and polyclonal antibodies against purified Alt a 1 to demonstrate relevant antigenic determinants [86]. In addition, Abebe et al. used a two-site, IgM-based sandwich ELISA to detect Alt a 1 [87].
Richard F. Lockey, Dennis K. Ledford, 2014
5
Salomon Smith Barney Guide to Mortgage-Backed and ...
Also pointing toward improved credit performance for newer alt-A transactions is the accompanying stable real estate environment in the United States. Furthermore, faster baseline prepayment speeds experienced in alt-A pools creates the ...
Lakhbir Hayre, 2002
6
The Great Housing Bubble
There are 3 main categories of borrowers: Prime, Alt-A, and Sub- prime. 21 Prime borrowers are those with high credit scores, and Subprime borrowers are those with low credit scores. The Alt-A borrowers make up the gray area in between.
Lawrence Roberts, 2008
7
Now I Get It!: Mortgage Mysteries Demystified
Alt-A Alt-A mortgages allow for a less than perfect credit history and/or questionable capacity where an excessive layering of risk indicates that the Mortgage is unlikely to be acceptable, according to the requirements and guidelines. Alt A Full ...
Monica McKinney, 2008
8
Topology, Geometry and Gauge fields: Interactions
so Alt(A ® B) = 0. Replacing G by G' = {a G Sk+i : cr(i) = i, i = 1, . . . , k} the same argument shows that Alt (A ® B) = 0. □ Lemma 4.1.4 Let a G Ak(E), /3 G A'(S) and 7 G Am(E). T/ien Alt (a <g> Alt(/3 <g> 7)) = Alt (a ® /? <g> 7) = Alt (Alt (a <g> /?) ...
Gregory L. Naber, 2011
9
Canaan in the Second Millennium B.C.E.
Princeton: 482–490. Albright, W.F. 1975. The Amarna Letters from Palestine. The Cambridge Ancient History II/ 2. Cambridge: 98–116. Alt, A. 1916. Tenni. ZDPV 39: 264–265. Alt, A. 1924. Neues über Palästina aus dem Archiv Amenophis' IV.
Nadav Naʼaman, 2005
10
Moving Forward: The Future of Consumer Credit and Mortgage ...
It is also the case that private-label Alt-A securities outstripped the issuance of Fannie Mae and Freddie Mac Alt-A mortgage-backed securities and GSE purchases of private-label Alt-A originations combined. Indeed, Pinto estimates that in the ...
Nicolas P. Retsinas, Eric S. Belsky, 2011

10 NEWS ITEMS WHICH INCLUDE THE TERM «ALT-A»

Find out what the national and international press are talking about and how the term Alt-A is used in the context of the following news items.
1
Company Shares of New York Mortgage Trust, Inc. Drops by -1.82%
... (Alt-A) mortgage loans (non-Agency RMBS), and prime credit quality residential adjustable-rate mortgage (ARM) loans held in securitization ... «Insider Trading Report, Jul 15»
2
Moody's downgrades $1.1 Million of Alt-A RMBS issued in 2002
New York, July 02, 2015 -- Moody's Investors Service has downgraded the ratings of one tranche from CSFB Mortgage-Backed Pass-Through ... «Moodys.com, Jul 15»
3
Analyst Price Target Update on Ellington Financial LLC
... backed by prime jumbo, Alternative A-paper (Alt-A), manufactured housing and subprime residential mortgage loans (non-Agency RMBS); ... «The Daily Rover, Jul 15»
4
Moody's takes action on $92.1 Million of Alt-A RMBS issued in 2003 …
New York, June 29, 2015 -- Moody's Investors Service has upgraded the ratings of thirteen tranches and downgraded the ratings of two ... «Moodys.com, Jun 15»
5
Company Shares of Ellington Financial LLC Drops by -1.86%
... backed by prime jumbo, Alternative A-paper (Alt-A), manufactured housing and subprime residential mortgage loans (non-Agency RMBS); ... «The Daily Rover, Jun 15»
6
Moody's upgrades $294 Million of Alt-A RMBS issued in 2005
New York, June 24, 2015 -- Moody's Investors Service has upgraded the ratings of six tranches from three transactions backed by Alt-A RMBS ... «Moodys.com, Jun 15»
7
Moody's takes action on $20.28 Million of Alt-A RMBS issued in 2004
New York, June 17, 2015 -- Moody's Investors Service has upgraded the ratings of two tranches from CWALT 2004-12CB, backed by Alt-A ... «Moodys.com, Jun 15»
8
Moody's takes action on $47.7 Million of Alt-A RMBS issued from …
New York, June 17, 2015 -- Moody's Investors Service has upgraded the ratings of eight tranches and downgraded the ratings of nine tranches ... «Moodys.com, Jun 15»
9
Moody's takes action on $247.1 Million of Alt-A and Option ARM …
New York, June 12, 2015 -- Moody's Investors Service has upgraded the ratings of six tranches from two transactions and downgraded the ... «Moodys.com, Jun 15»
10
Moody's upgrades $31.5 Million of Alt-A RMBS issued in 2004
New York, June 30, 2015 -- Moody's Investors Service has upgraded the ratings of three tranches from two transactions backed by Alt-A RMBS ... «Moodys.com, Jun 15»

REFERENCE
« EDUCALINGO. Alt-A [online]. Available <https://educalingo.com/en/dic-en/alt-a>. May 2024 ».
Download the educalingo app
en
English dictionary
Discover all that is hidden in the words on
index
a b c d e f g h i j k l m n o p q r s t u v w x y z