Download the app
educalingo
Search

Meaning of "annual percentage rate" in the English dictionary

Dictionary
DICTIONARY
section

PRONUNCIATION OF ANNUAL PERCENTAGE RATE

annual percentage rate play
facebooktwitterpinterestwhatsapp

GRAMMATICAL CATEGORY OF ANNUAL PERCENTAGE RATE

noun
adjective
verb
adverb
pronoun
preposition
conjunction
determiner
exclamation
Annual percentage rate is a noun.
A noun is a type of word the meaning of which determines reality. Nouns provide the names for all things: people, objects, sensations, feelings, etc.

WHAT DOES ANNUAL PERCENTAGE RATE MEAN IN ENGLISH?

Annual percentage rate

The term annual percentage rate of charge , corresponding sometimes to a nominal APR and sometimes to an effective APR, describes the interest rate for a whole year, rather than just a monthly fee/rate, as applied on a loan, mortgage loan, credit card, etc. It is a finance charge expressed as an annual rate. Those terms have formal, legal definitions in some countries or legal jurisdictions, but in general: ▪ The nominal APR is the simple-interest rate. ▪ The effective APR is the fee+compound interest rate. In some areas, the annual percentage rate is the simplified counterpart to the effective interest rate that the borrower will pay on a loan. In many countries and jurisdictions, lenders are required to disclose the "cost" of borrowing in some standardized way as a form of consumer protection. APR is intended to make it easier to compare lenders and loan options.

Definition of annual percentage rate in the English dictionary

The definition of annual percentage rate in the dictionary is the annual equivalent of a rate of interest when the rate is quoted more frequently than annually, usually monthly APR.

WORDS THAT BEGIN LIKE ANNUAL PERCENTAGE RATE

annual
annual general meeting
annual leave
annual parallax
annual report
annual ring
annualise
annualize
annually
annuitant
annuities
annuity
annuity bond
annuity payment
annul
annular
annular eclipse
annular ligament
annularity
annularly

WORDS THAT END LIKE ANNUAL PERCENTAGE RATE

accurate
at any rate
base lending rate
base rate
basic rate
bit rate
call rate
exchange rate
flat rate
heart rate
higher rate
hit rate
infant mortality rate
infection rate
interest rate
metabolic rate
mortality rate
mortgage rate
tax rate
unemployment rate
VAT rate

Synonyms and antonyms of annual percentage rate in the English dictionary of synonyms

SYNONYMS

Translation of «annual percentage rate» into 25 languages

TRANSLATOR
online translator

TRANSLATION OF ANNUAL PERCENTAGE RATE

Find out the translation of annual percentage rate to 25 languages with our English multilingual translator.
The translations of annual percentage rate from English to other languages presented in this section have been obtained through automatic statistical translation; where the essential translation unit is the word «annual percentage rate» in English.

Translator English - Chinese

年利率
1,325 millions of speakers

Translator English - Spanish

tasa de porcentaje anual
570 millions of speakers

English

annual percentage rate
510 millions of speakers

Translator English - Hindi

प्रतिशत वार्षिक की दर
380 millions of speakers
ar

Translator English - Arabic

معدل النسبة السنوية
280 millions of speakers

Translator English - Russian

годовая процентная ставка
278 millions of speakers

Translator English - Portuguese

taxa anual
270 millions of speakers

Translator English - Bengali

বার্ষিক হার শতকরা হার
260 millions of speakers

Translator English - French

taux annuel
220 millions of speakers

Translator English - Malay

Kadar peratusan tahunan
190 millions of speakers

Translator English - German

Jahreszins
180 millions of speakers

Translator English - Japanese

年率
130 millions of speakers

Translator English - Korean

연간 이자율
85 millions of speakers

Translator English - Javanese

Tingkat persentasi taunan
85 millions of speakers
vi

Translator English - Vietnamese

tỷ lệ phần trăm hàng năm
80 millions of speakers

Translator English - Tamil

வருடாந்திர சதவிகிதம்
75 millions of speakers

Translator English - Marathi

वार्षिक टक्केवारी दर
75 millions of speakers

Translator English - Turkish

yıllık yüzde oranı
70 millions of speakers

Translator English - Italian

tasso annuo
65 millions of speakers

Translator English - Polish

Roczna stopa procentowa
50 millions of speakers

Translator English - Ukrainian

річна процентна ставка
40 millions of speakers

Translator English - Romanian

Dobanda anuala efectiva
30 millions of speakers
el

Translator English - Greek

συνολικό ετήσιο πραγματικό επιτόκιο
15 millions of speakers
af

Translator English - Afrikaans

jaarlikse persentasie
14 millions of speakers
sv

Translator English - Swedish

Effektiv ränta
10 millions of speakers
no

Translator English - Norwegian

årlig prosentsats
5 millions of speakers

Trends of use of annual percentage rate

TRENDS

TENDENCIES OF USE OF THE TERM «ANNUAL PERCENTAGE RATE»

The term «annual percentage rate» is regularly used and occupies the 89.265 position in our list of most widely used terms in the English dictionary.
0
100%
FREQUENCY
Regularly used
59
/100
The map shown above gives the frequency of use of the term «annual percentage rate» in the different countries.
Principal search tendencies and common uses of annual percentage rate
List of principal searches undertaken by users to access our English online dictionary and most widely used expressions with the word «annual percentage rate».

FREQUENCY OF USE OF THE TERM «ANNUAL PERCENTAGE RATE» OVER TIME

The graph expresses the annual evolution of the frequency of use of the word «annual percentage rate» during the past 500 years. Its implementation is based on analysing how often the term «annual percentage rate» appears in digitalised printed sources in English between the year 1500 and the present day.

Examples of use in the English literature, quotes and news about annual percentage rate

EXAMPLES

10 ENGLISH BOOKS RELATING TO «ANNUAL PERCENTAGE RATE»

Discover the use of annual percentage rate in the following bibliographical selection. Books relating to annual percentage rate and brief extracts from same to provide context of its use in English literature.
1
Real Estate Principles
APR The annual percentage rate as calculated under the federal Truth-in- Lending Act by combining the interest rate with other costs of the loan. finance charge The total amount the credit will cost over the life of the loan. amount of down ...
Charles J. Jacobus, 2009
2
The Code of Federal Regulations of the United States of America
... T1» COfl Of vOwr crvd'f itwj credit Mill con U'Ov.iIrd !0 you Of On n»ve rurtl J'lt' you M * vM'ly tnt ¥OU vOur Dajhalf •>ave maoe jm OJvm*nii M scheduled I5-.57 * %\n,n>^ S^,777 Sjfy&ftW (1+1) Step 1: Let I - estimated annual percentage rate.
3
United States Congressional Serial Set, Serial No. 14845, ...
required under paragraph (1), and that offers a temporary annual percentage rate of interest, shall — "(i) use the term 'introductory' in immediate proximity to each listing of the temporary annual percentage rate applicable to such account, ...
House
4
L.S.A., List of C.F.R. Sections Affected
(2) As a general rule. the annual percentage rate shall be considered accurate if it is not more than 1/8 of 1 percentage point above or below the an— nual percentage rate determined in accordance with paragraph (a)(1) of this section.
5
United States Code: Supplement II.
porary annual percentage rate applicable to such account, which term shall appear clearly and conspicuously; (ii) if the annual percentage rate of interest that will apply after the end of the temporary rate period will be a fixed rate, state in a ...
United States, 1943
6
Title 49 - Transportation: Department of Transportation ...
(2) When the minimum annual percentage rate for random alcohol testing is 50 percent, the FMCSA Administrator may lower this rate to 25 percent of all driver positions if the FMCSA Administrator determines that the data received under the  ...
Griffes, 2006
7
Code of Federal Regulations, Title 12, Banks and Banking, ...
Assume that a consumer's account has a cash advance balance of $500 at an annual percentage rate of 20% and a purchase balance of $1,500 at an annual percentage rate of 15% and that the consumer pays $400 in excess of the required ...
‎2010
8
Code of Federal Regulations, Title 49, Transportation, Pt. ...
and may make appropriate modifications in calculating the industry violation rate. In the event of a change in the annual percentage rate, the FMCSA Administrator will publish in the Federal Register the new minimum annual percentage rate ...
‎2010
9
Code of federal regulations
and may make appropriate modifications in calculating the industry violation rate. In the event of a change in the annual percentage rate, the FMCSA Administrator will publish in the FEDERAL REGISTER the new minimum annual percentage ...
10
Environmental Health and Science Desk Reference
(1) Except as provided in paragraphs (c) through (e) of this section, the minimum annual percentage rate for random alcohol testing shall be 25 percent (10 percent for calendar year 1998) of the average number of driver positions. (2) Except ...
Frank R. Spellman, Revonna M. Bieber, 2012

10 NEWS ITEMS WHICH INCLUDE THE TERM «ANNUAL PERCENTAGE RATE»

Find out what the national and international press are talking about and how the term annual percentage rate is used in the context of the following news items.
1
Step Up program offers employer-based low-interest loan program
Georgia Heritage offers 16.9 percent annual percentage rate for payroll deductions, 18 percent for cash repayments, as opposed to 187.5 ... «Savannah Morning News, Jul 15»
2
Group holds rally against payday lenders
... because of deceptive terms, automatic 'rollovers,' staggering fees and interest rates averaging over 500 percent annual percentage rate.”. «Idaho Press-Tribune, Jul 15»
3
5 Ways to Boost Your Chances of Getting a Business Credit Card
... annual percentage rate (APR). A simple way to improve your score is by checking your credit reports for accurate and up-to-date information. «NerdWallet, Jul 15»
4
Global Agenda: On the wall
However, Wikipedia further informs us (q.v. payday loans) that “to prevent usury, some jurisdictions limit the annual percentage rate (APR) that ... «Jerusalem Post Israel News, Jul 15»
5
5 Steps to Get a Low Auto Loan Rate in St. Louis
*APR=Annual Percentage Rate. Rate is based on the applicant's creditworthiness. Rate cited as of June 1, 2015, and subject to change. «Go Banking Rates, Jul 15»
6
Rate survey: Average card rates hold steady at 15 percent
The national average annual percentage rate remained at 15 percent Wednesday after increasing the previous week. None of the cards ... «Nasdaq, Jul 15»
7
Many Americans Losing Sleep Over Money
... Schulz suggested calling the credit card issuer and asking for a reduction in your annual percentage rate (APR). In fact, he said recent data ... «Fox Business, Jul 15»
8
Consumer rip-offs steal billions from unwary Americans
Beware of “zero” or “low-rate” auto loans offered in ads. The low advertised annual percentage rate (APR) might apply to loans up to a certain ... «Marina City Online, Jul 15»
9
Do you know an ETF from an EFT? Here's a guide to financial …
APR – Annual Percentage Rate, or a number that represents all borrowing costs over the life of a loan (including fees and other auxiliary costs) expressed as a ... «Corpus Christi Caller-Times, Jun 15»
10
UK Implementation Of The Mortgage Credit Directive
A prescribed calculation method for the annual percentage rate of charge on credit. Disclosure requirements in the form of a "European ... «Mondaq News Alerts, Jun 15»

REFERENCE
« EDUCALINGO. Annual percentage rate [online]. Available <https://educalingo.com/en/dic-en/annual-percentage-rate>. May 2024 ».
Download the educalingo app
en
English dictionary
Discover all that is hidden in the words on
index
a b c d e f g h i j k l m n o p q r s t u v w x y z