CONJUGATION OF THE VERB TO OVERINSURE
PRESENT
Present
I overinsure
you overinsure
he/she/it overinsures
we overinsure
you overinsure
they overinsure
Present continuous
I am overinsuring
you are overinsuring
he/she/it is overinsuring
we are overinsuring
you are overinsuring
they are overinsuring
Present perfect
I have overinsured
you have overinsured
he/she/it has overinsured
we have overinsured
you have overinsured
they have overinsured
Present perfect continuous
I have been overinsuring
you have been overinsuring
he/she/it has been overinsuring
we have been overinsuring
you have been overinsuring
they have been overinsuring
Present tense is used to refer to circumstances that exist at the present time or over a period that includes the present time. The
present perfect refers to past events, although it can be considered to denote primarily the resulting present situation rather than the events themselves.
PAST
Past
I overinsured
you overinsured
he/she/it overinsured
we overinsured
you overinsured
they overinsured
Past continuous
I was overinsuring
you were overinsuring
he/she/it was overinsuring
we were overinsuring
you were overinsuring
they were overinsuring
Past perfect
I had overinsured
you had overinsured
he/she/it had overinsured
we had overinsured
you had overinsured
they had overinsured
Past perfect continuous
I had been overinsuring
you had been overinsuring
he/she/it had been overinsuring
we had been overinsuring
you had been overinsuring
they had been overinsuring
Past tense forms express circumstances existing at some time in the past,
FUTURE
Future
I will overinsure
you will overinsure
he/she/it will overinsure
we will overinsure
you will overinsure
they will overinsure
Future continuous
I will be overinsuring
you will be overinsuring
he/she/it will be overinsuring
we will be overinsuring
you will be overinsuring
they will be overinsuring
Future perfect
I will have overinsured
you will have overinsured
he/she/it will have overinsured
we will have overinsured
you will have overinsured
they will have overinsured
Future perfect continuous
I will have been overinsuring
you will have been overinsuring
he/she/it will have been overinsuring
we will have been overinsuring
you will have been overinsuring
they will have been overinsuring
The
future is used to express circumstances that will occur at a later time.
CONDITIONAL
Conditional
I would overinsure
you would overinsure
he/she/it would overinsure
we would overinsure
you would overinsure
they would overinsure
Conditional continuous
I would be overinsuring
you would be overinsuring
he/she/it would be overinsuring
we would be overinsuring
you would be overinsuring
they would be overinsuring
Conditional perfect
I would have overinsure
you would have overinsure
he/she/it would have overinsure
we would have overinsure
you would have overinsure
they would have overinsure
Conditional perfect continuous
I would have been overinsuring
you would have been overinsuring
he/she/it would have been overinsuring
we would have been overinsuring
you would have been overinsuring
they would have been overinsuring
Conditional or "future-in-the-past" tense refers to hypothetical or possible actions.
IMPERATIVE
Imperative
you overinsure
we let´s overinsure
you overinsure
The
imperative is used to form commands or requests.
NONFINITE VERB FORMS
Past participle
overinsured
Present Participle
overinsuring
Infinitive shows the action beyond temporal perspective. The
present participle or gerund shows the action during the session. The
past participle shows the action after completion.
10 ENGLISH BOOKS RELATING TO «OVERINSURE»
Discover the use of
overinsure in the following bibliographical selection. Books relating to
overinsure and brief extracts from same to provide context of its use in English literature.
1
Political Culture and Foreign Policy in Latin America: Case ...
Where the two countries differ, according to Segal, is in their respective
commitment to massive and minimum deterrence; the Soviets, possessing the
industrial and technological capacity, have sought to overinsure with quantity,
while the ...
Roland H. Ebel, Raymond C. Taras, James D. Cochrane, 1991
to overinsure as compared with the unbiased case. For the points above F0,
there will be an incentive to underinsure. Risk perception biases have a more
complex effect on safety precautions. The requirement for optimal self-protection
is that ...
3
Congressional Record: Proceedings and Debates of the ... ...
Complaints still kept coming in that the veterans were being required to
overinsure their property in order to obtain loans, and again on September 13,
1951, the Washington otlice sent to all regional offices an “all-station letter,” at
which time ...
United States. Congress, 1956
4
If You're Clueless About Insurance and Want to Know More
OVERINSURE? If insurance is a bet, are you allowed to make as big a bet as you
want? Can you insure your car for a million dollars, or your favorite teddy bear for
$1,000? Not usually. The insurance policy almost always has a clause that ...
5
The military instrument in Soviet foreign policy, 1917-1972
In this some observers have noted a tendency for Soviet governments (like the C/
arist governments before them) to overinsure in military affairs.67 The Soviet
leaders are said to support the "rather simple concept that the more military
power ...
6
Health Planning in the United States: Issues in Guideline ...
Some of the reasons for market failure have been attributed to public policies —
public third-party payments and modes of reimbursements, tax incentives to
overinsure or insure in inefficient ways — but planning and regulation are
expected to ...
7
Improving Financial Education Efficiency OECD-Bank of Italy ...
... overinsure small risks, where the expected value of the loss is small relative to
the cost of the insurance (e.g. mobile telephone equipment insurance, or
insurance bundled with ticket sales that covers cancellation of the event).
Overinsuring ...
8
The Microeconomics of Insurance
With a chance of death of 3.3% and a premium rate of 0.1% it makes sense even
to overinsure (recalling the results from Section 2). There is no reason to stop
with life insurance: accident insurance, disability insurance are next on the ...
Ray Rees, Achim Wambach, 2008
9
Medical Malpractice: Issues and Law
A high price tends to lead those who believe their own risks are low not to buy
insurance or to underinsure, while those with high risks do purchase insurance or
even overinsure. This tendency is known as "adverse selection" and usually ...
Panteleymon L. Hiltz, 2004
10
Medical Malpractice: Theory, Evidence, and Public Policy
Conversely, if patients systematically overestimate risk, they will overinsure and
will incur higher costs of prevention and fewer injuries than they would choose to
if fully informed. Transferring liability from a poorly informed patient to a better ...
Patricia Munch Danzon, 1985
10 NEWS ITEMS WHICH INCLUDE THE TERM «OVERINSURE»
Find out what the national and international press are talking about and how the term
overinsure is used in the context of the following news items.
3 Insurance Tricks to Supercharge Your Savings
Behavioral economics says we tend to overemphasize low-probability events in our minds, which can lead us to overinsure against them. «Motley Fool, Apr 15»
Avoiding life's financial goofs
Gellman finds that people often overinsure their lives, underinsure their cars and neglect disability coverage. Less than 10 percent of people ... «STLtoday.com, Apr 15»
9 Tips to Cut the Cost of Homeowners Insurance
Don't Overinsure (but Don't Underinsure Either). This is often confusing to people: You want sufficient insurance to cover the cost of replacing ... «Credit.com News, Dec 14»
Thinking Long Term
"I tell people all the time that we don't want to overinsure them," says Lynn Ferraina, a partner at Ciccarelli Advisory Services in Naples, Fla. «Barron's, Nov 13»
If You're Confused by Health Insurance, This New Resource Makes …
Don't overinsure. "Your goal should be to obtain insurance coverage that adequately meets the needs of you and your family, while avoiding ... «Glamour, Nov 13»
Delay is not a strategy: Employers should keep preparing, even if …
"People tend to overinsure themselves, so you want to be clear about what's in play and how much it costs." Don't expect rush to exchanges. «Crain's Detroit Business, Sep 13»
Women Should Pay More for Health Care
The overcharged parties will underinsure, and the undercharged parties will overinsure, perpetuating the problems in our current system. «TIME, Aug 13»
The Case for Private Insurance Exchanges
... essentially forced to overinsure themselves. And there are a bunch of people who would have been happy to pay more to get a richer plan.”. «CFO.com Magazine, Oct 12»
Big lawsuit coming against Citizens Insurance
Earlier this month, a Citizens spokeswoman told the Tampa Bay Times, "We do not have any incentive to overinsure." She explained if there's a ... «WTSP 10 News, Feb 12»
The Mysterious Tale of the Mary Celeste, the Unluckiest Ship Ever …
It is a common thing to overinsure," sputtered Parker's attorney. And if the crew said the goods were worthless, well, everyone knew they liked ... «Slate Magazine, Dec 11»
