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Homeowners who refinanced their mortgages took out cash and reduced their monthly payments at the same time. Much of the cash obtained by refinancing was spent on consumer durables, home improvements and the like.
Martin Feldstein

Meaning of "refinancing" in the English dictionary

Dictionary
DICTIONARY
section

PRONUNCIATION OF REFINANCING

refinancing  [ˌriːfɪˈnænsɪŋ] play
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GRAMMATICAL CATEGORY OF REFINANCING

noun
adjective
verb
adverb
pronoun
preposition
conjunction
determiner
exclamation
Refinancing is a noun.
A noun is a type of word the meaning of which determines reality. Nouns provide the names for all things: people, objects, sensations, feelings, etc.

WHAT DOES REFINANCING MEAN IN ENGLISH?

Refinancing

Refinancing may refer to the replacement of an existing debt obligation with another debt obligation under different terms. The terms and conditions of refinancing may vary widely by country, province, or state, based on several economic factors such as, inherent risk, projected risk, political stability of a nation, currency stability, banking regulations, borrower's credit worthiness, and credit rating of a nation. In many industrialized nations, a common form of refinancing is for a place of primary residency mortgage. If the replacement of debt occurs under financial distress, refinancing might be referred to as debt restructuring. A loan might be refinanced for various reasons: ▪ To take advantage of a better interest rate ▪ To consolidate other debt into one loan ▪ To reduce the monthly repayment amount ▪ To reduce or alter risk ▪ To free up cash Refinancing for reasons 2, 3, and 5 are usually undertaken by borrowers who are in financial difficulty in order to reduce their monthly repayment obligations, with the penalty that they will take longer to pay off their debt.

Definition of refinancing in the English dictionary

The definition of refinancing in the dictionary is a method of paying a debt by borrowing additional money thus creating a second debt in order to pay the first.

WORDS THAT RHYME WITH REFINANCING


all-dancing
ɔːlˈdɑːnsɪŋ
balancing
ˈbælənsɪŋ
bouncing
ˈbaʊnsɪŋ
conferencing
ˈkɒnfərənsɪŋ
conveyancing
kənˈveɪənsɪŋ
convincing
kənˈvɪnsɪŋ
dancing
ˈdɑːnsɪŋ
entrancing
ɪnˈtrɑːnsɪŋ
fencing
ˈfɛnsɪŋ
financing
ˈfaɪnænsɪŋ
glancing
ˈɡlɑːnsɪŋ
inferencing
ˈɪnfərənsɪŋ
Lansing
ˈlænsɪŋ
licensing
ˈlaɪsənsɪŋ
life-enhancing
laɪf ɪnˈhɑːnsɪŋ
remote-sensing
rɪˈməʊtˌsɛnsɪŋ
sequencing
ˈsiːkwənsɪŋ
teleconferencing
ˈtɛlɪkɒnfərənsɪŋ
unconvincing
ˌʌnkənˈvɪnsɪŋ

WORDS THAT BEGIN LIKE REFINANCING

refight
refigure
refile
refill
refillable
refilm
refilter
refinable
refinance
refind
refine
refined
refinedly
refinedness
refinement
refiner
refineries
refinery
refinish
refinisher

WORDS THAT END LIKE REFINANCING

all-singing all-dancing
all-singing, all-dancing
audio conferencing
ballroom dancing
break dancing
country dancing
dad dancing
disco dancing
DNA sequencing
fixed-rate financing
folk dancing
gene sequencing
lap dancing
line dancing
mincing
morris dancing
old-time dancing
pole dancing
pricing
tap-dancing
video conferencing

Synonyms and antonyms of refinancing in the English dictionary of synonyms

SYNONYMS

Translation of «refinancing» into 25 languages

TRANSLATOR
online translator

TRANSLATION OF REFINANCING

Find out the translation of refinancing to 25 languages with our English multilingual translator.
The translations of refinancing from English to other languages presented in this section have been obtained through automatic statistical translation; where the essential translation unit is the word «refinancing» in English.

Translator English - Chinese

再融资
1,325 millions of speakers

Translator English - Spanish

refinanciación
570 millions of speakers

English

refinancing
510 millions of speakers

Translator English - Hindi

पुनर्वित्त
380 millions of speakers
ar

Translator English - Arabic

إعادة التمويل
280 millions of speakers

Translator English - Russian

рефинансирования
278 millions of speakers

Translator English - Portuguese

refinanciamento
270 millions of speakers

Translator English - Bengali

পুনঃঅর্থনৈতিক সংস্থানের
260 millions of speakers

Translator English - French

refinancement
220 millions of speakers

Translator English - Malay

Pembiayaan semula
190 millions of speakers

Translator English - German

Refinanzierung
180 millions of speakers

Translator English - Japanese

借り換え
130 millions of speakers

Translator English - Korean

재 융자
85 millions of speakers

Translator English - Javanese

Refinance
85 millions of speakers
vi

Translator English - Vietnamese

tái cấp vốn
80 millions of speakers

Translator English - Tamil

மறுநிதியாக்கம்
75 millions of speakers

Translator English - Marathi

पुनर्वित्त
75 millions of speakers

Translator English - Turkish

yeniden finanse
70 millions of speakers

Translator English - Italian

rifinanziamento
65 millions of speakers

Translator English - Polish

refinansowanie
50 millions of speakers

Translator English - Ukrainian

рефінансування
40 millions of speakers

Translator English - Romanian

refinanțare
30 millions of speakers
el

Translator English - Greek

αναχρηματοδότησης
15 millions of speakers
af

Translator English - Afrikaans

herfinansiering
14 millions of speakers
sv

Translator English - Swedish

refinansiering
10 millions of speakers
no

Translator English - Norwegian

refinansiering
5 millions of speakers

Trends of use of refinancing

TRENDS

TENDENCIES OF USE OF THE TERM «REFINANCING»

The term «refinancing» is quite widely used and occupies the 26.249 position in our list of most widely used terms in the English dictionary.
0
100%
FREQUENCY
Quite widely used
88
/100
The map shown above gives the frequency of use of the term «refinancing» in the different countries.
Principal search tendencies and common uses of refinancing
List of principal searches undertaken by users to access our English online dictionary and most widely used expressions with the word «refinancing».

FREQUENCY OF USE OF THE TERM «REFINANCING» OVER TIME

The graph expresses the annual evolution of the frequency of use of the word «refinancing» during the past 500 years. Its implementation is based on analysing how often the term «refinancing» appears in digitalised printed sources in English between the year 1500 and the present day.

Examples of use in the English literature, quotes and news about refinancing

EXAMPLES

2 QUOTES WITH «REFINANCING»

Famous quotes and sentences with the word refinancing.
1
Martin Feldstein
Homeowners who refinanced their mortgages took out cash and reduced their monthly payments at the same time. Much of the cash obtained by refinancing was spent on consumer durables, home improvements and the like.
2
Franklin Raines
Well, you know, we've got a lot of stimulus in the economy already from the tax cut, from the lowered interest rates, and also from the refinancing of mortgages.

10 ENGLISH BOOKS RELATING TO «REFINANCING»

Discover the use of refinancing in the following bibliographical selection. Books relating to refinancing and brief extracts from same to provide context of its use in English literature.
1
Keys to Mortgage Financing and Refinancing
Updated to account for current low interest rates and historically high real estate prices, this book advises on the details of getting a mortgage for a home purchase, dealing with banks and other lenders, and getting the best deal ...
Jack P. Friedman, Jack C. Harris, 2006
2
Refinancing the College Dream: Access, Equal Opportunity, ...
The overall scope and passionate arguments of the book, though wide-ranging and somewhat complicated, are welcome additions to the policy arena that tends toward the dry and over-simplified."— Review of Higher Education "With his ...
Edward P. St. John, 2003
3
An Insider's Guide to Refinancing Your Mortgage: ...
By following Reed’s invaluable advice, homeowners will learn: when a refinance is right for them • how to lock in the absolute lowest rate at the lowest cost • how the mortgage process works from the inside • how loan officers get ...
David Reed, 2008
4
Refinancing America: The Republican Antitax Agenda
The Republican Antitax Agenda Sheldon D. Pollack. The Republican Antitax Agenda SHHUUN I]. PllllAUK Refinancing America This page intentionally left blank. Refinancing America The. HEHNANBINI] AMEHIBA Front Cover.
Sheldon D. Pollack, 2012
5
Update on PFI Debt Refinancing and the PFI Equity Market
Findings from this NAO report include that the government has secured gains of £137 million from Private Finance Initiative (PFI) debt refinancings under new arrangements introduced by the Treasury in 2002 (including £102 million from ...
Great Britain: National Audit Office, 2006
6
Mortgages and Refinancing : Get the Best Rates
But with this must-read guide, you'll learn in as little as three hours the ins and outs of mortgages and how to protect yourself from bad deals and scams.
Jason R. Rich, 2006
7
The Refinancing of the Norfolk and Norwich PFI Hospital: How ...
The Norfolk and Norwich University Hospital NHS Trust currently pays £38.7 million a year to a private sector consortium, Octagon, for the building and maintaining of a new hospital.
Great Britain: National Audit Office, 2005
8
Art of M and A Financing and Refinancing
Publisher Fact Sheet Authoritative analysis from 50 M&A experts. State-of-The-Art strategies to obtain--and repay--the financing you need to grow your business.
‎1999
9
Three Essays on Mortgage Refinancing
The purpose of this dissertation is to investigate mortgage refinancing in the following three categories: refinancing and rate-and-point choice, refinancing and borrowers' mortgage instrument choice, and estimating the market refinancing ...
Yan Chang, 2006
10
Home Refinancing Tips To Get The Best Deal: Easy Guide On ...
This book will give you a few tips on how to choose better terms and get the best refinance deal so you can save money on your payment or pay off your entire mortgage faster. • The options for refinancing • The selection process • The ...
Sara E. Sedgewick, 2014

10 NEWS ITEMS WHICH INCLUDE THE TERM «REFINANCING»

Find out what the national and international press are talking about and how the term refinancing is used in the context of the following news items.
1
Mortgage applications rise on refinancing surge
Applications to refinance increased 22 percent from the previous week, and are now up 63 percent from a year ago. Applications to purchase a home fell 3 ... «CNBC, Jan 15»
2
Is refinancing your mortgage worth it?
That's good news for homeowners who are locked in at a higher interest rate and weren't able to refinance before rates began ticking up last year. The decline in ... «Boston Globe, Oct 14»
3
Refinancing applications jump as mortgage rates fall
WASHINGTON (MarketWatch)—Tumbling mortgage rates recently prodded borrowers to jump through paperwork hoops to refinance, but didn't lure prospective ... «MarketWatch, Oct 14»
4
Mortgage rate drop sparks refinancing boomlet
Mortgage rates for most loan products fell to their lowest level since June 2013," said Mike Fratantoni, MBA's Chief Economist. "Refinance application volume ... «CNBC, Oct 14»
5
Ben Bernanke can't refinance: Tough lending standards
You want proof that it's tough to get a mortgage? Ben Bernanke, the nation's top central banker until the start of this year, is having trouble refinancing his home. «CNNMoney, Oct 14»
6
Five Compelling Reasons to Refinance Your Mortgage Loan
mortgage rates If you're waiting for the best time to refinance your mortgage loan, now might be the time to jump start the process. Refinancing replaces an ... «Mortgage Rates & Trends, Aug 14»
7
Charles Schumer backs plan to extend student debt refinancing to …
Legislation expected to be voted on June 1 in the Senate would allow borrowers of federal student loans locked in at high interest rates to refinance at the lower ... «Newsday, May 14»
8
Student Loan Refinancing: A New Option For Borrowers?
This week, Senator Elizabeth Warren introduced legislation in Congress that would allow student loan borrowers to refinance their student loans to current ... «Forbes, May 14»
9
Lower Mortgage Refinancing Activity Hits Citi Profit And Revenue
If there was ever any question about the nation's appetite for new and refinanced mortgages, Citigroup's disappointing fourth quarter earnings results leave very ... «Forbes, Jan 14»
10
Wells Fargo Continues Mortgage Staff Layoffs as Refinancing
With mortgage interest rates bottoming out during 2012, the total volume of refinancing in the United States was a whopping $1.247 trillion during 2012, ... «TheStreet.com, Sep 13»

REFERENCE
« EDUCALINGO. Refinancing [online]. Available <https://educalingo.com/en/dic-en/refinancing>. Apr 2024 ».
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