Click to see the original definition of «こじん‐ねんきん» in the Japanese dictionary.
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Definition of こじん‐ねんきん in the Japanese dictionary
Personal pension] Apart from public pensions and corporate pensions, individuals contract arbitrarily with life insurance companies, trust banks, etc., pension as products. Individual annuity insurance. [Supplementary] Individual pensions are one of private pensions, and individuals arbitrarily subscribe to compensate for the shortfall in the public pension. It is divided into saving type and insurance type. Saving-type individual pensions are paid as pensions for a certain period of time, such as 10 years and 15 years, with funds deposited as principal and interest, and there are types that keep the principal on a stand-in basis and types to be withdrawn, mainly banks and trusts It deals with banks, securities companies and others. Insurance-type individual pensions are handled primarily by life insurance companies, property insurance companies, Japan Post Bank, JA, labor bills, etc., and are divided into fixed annuity insurance and variable annuity insurance. Depending on the method of receiving the pension, it is classified as lifetime annuity, life annuity with guarantee period, couple pension, fixed annuity, fixed term pension, fixed term pension with guarantee period, and so on. こじん‐ねんきん【個人年金】 公的年金や企業年金とは別に、個人が生命保険会社・信託銀行などと任意に契約する、商品としての年金。個人年金保険。
[補説]個人年金は私的年金の一つで、公的年金の不足分を補うために個人が任意で加入する。貯蓄型と保険型に大別される。貯蓄型の個人年金は、預け入れた元本と利息を原資として、10年・15年などの一定期間、年金として支払いを受けるもので、元本を据え置くタイプと取り崩すタイプがあり、主として銀行・信託銀行・証券会社などで取り扱っている。保険型の個人年金は、主として生命保険会社・損害保険会社・ゆうちょ銀行・JA・全労済などが取り扱い、定額年金保険と変額年金保険に大別される。年金の受取り方法によって、終身年金・保証期間付終身年金・夫婦年金・確定年金・有期年金・保証期間付有期年金などに分類される。
Click to see the original definition of «こじん‐ねんきん» in the Japanese dictionary.
Click to see the automatic translation of the definition in English.
The translations of こじん‐ねんきん from Japanese to other languages presented in this section have been obtained through automatic statistical translation; where the essential translation unit is the word «こじん‐ねんきん» in Japanese.
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Examples of use in the Japanese literature, quotes and news about こじん‐ねんきん
EXAMPLES
10 JAPANESE BOOKS RELATING TO «こじん‐ねんきん»
Discover the use of こじん‐ねんきん in the following bibliographical selection. Books relating to こじん‐ねんきん and brief extracts from same to provide context of its use in Japanese literature.
