QUÉ SIGNIFICA ANNUAL PERCENTAGE RATE EN INGLÉS
Tasa de porcentaje anual
El término tasa anual de porcentaje, que corresponde a veces a una APR nominal ya veces a una APR efectiva, describe la tasa de interés para todo un año, en lugar de una tarifa / tasa mensual aplicada a un préstamo, préstamo hipotecario, tarjeta de crédito , Etc. Es un cargo financiero expresado como una tasa anual. Estos términos tienen definiciones formales, legales en algunos países o jurisdicciones legales, pero en general: ▪ La APR nominal es la tasa de interés simple. ▪ La TPA efectiva es la tasa + tasa de interés compuesta. En algunas áreas, la tasa porcentual anual es la contrapartida simplificada del tipo de interés efectivo que el prestatario pagará en un préstamo. En muchos países y jurisdicciones, los prestamistas están obligados a revelar el "costo" del endeudamiento de alguna manera estandarizada como una forma de protección del consumidor. APR tiene por objeto facilitar la comparación de los prestamistas y las opciones de préstamo.
definición de annual percentage rate en el diccionario inglés
La definición de tasa de porcentaje anual en el diccionario es el equivalente anual de una tasa de interés cuando la tasa se cotiza con más frecuencia que anualmente, generalmente APR mensual.
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10 LIBROS DEL INGLÉS RELACIONADOS CON «ANNUAL PERCENTAGE RATE»
Descubre el uso de
annual percentage rate en la siguiente selección bibliográfica. Libros relacionados con
annual percentage rate y pequeños extractos de los mismos para contextualizar su uso en la literatura.
APR The annual percentage rate as calculated under the federal Truth-in-
Lending Act by combining the interest rate with other costs of the loan. finance
charge The total amount the credit will cost over the life of the loan. amount of
down ...
2
The Code of Federal Regulations of the United States of America
... T1» COfl Of vOwr crvd'f itwj credit Mill con U'Ov.iIrd !0 you Of On n»ve rurtl J'lt'
you M * vM'ly tnt ¥OU vOur Dajhalf •>ave maoe jm OJvm*nii M scheduled I5-.57 *
%\n,n>^ S^,777 Sjfy&ftW (1+1) Step 1: Let I - estimated annual percentage rate.
3
United States Congressional Serial Set, Serial No. 14845, ...
required under paragraph (1), and that offers a temporary annual percentage rate
of interest, shall — "(i) use the term 'introductory' in immediate proximity to each
listing of the temporary annual percentage rate applicable to such account, ...
4
L.S.A., List of C.F.R. Sections Affected
(2) As a general rule. the annual percentage rate shall be considered accurate if
it is not more than 1/8 of 1 percentage point above or below the an— nual
percentage rate determined in accordance with paragraph (a)(1) of this section.
5
United States Code: Supplement II.
porary annual percentage rate applicable to such account, which term shall
appear clearly and conspicuously; (ii) if the annual percentage rate of interest
that will apply after the end of the temporary rate period will be a fixed rate, state
in a ...
6
Title 49 - Transportation: Department of Transportation ...
(2) When the minimum annual percentage rate for random alcohol testing is 50
percent, the FMCSA Administrator may lower this rate to 25 percent of all driver
positions if the FMCSA Administrator determines that the data received under the
...
7
Code of Federal Regulations, Title 12, Banks and Banking, ...
Assume that a consumer's account has a cash advance balance of $500 at an
annual percentage rate of 20% and a purchase balance of $1,500 at an annual
percentage rate of 15% and that the consumer pays $400 in excess of the
required ...
8
Code of Federal Regulations, Title 49, Transportation, Pt. ...
and may make appropriate modifications in calculating the industry violation rate.
In the event of a change in the annual percentage rate, the FMCSA Administrator
will publish in the Federal Register the new minimum annual percentage rate ...
9
Code of federal regulations
and may make appropriate modifications in calculating the industry violation rate.
In the event of a change in the annual percentage rate, the FMCSA Administrator
will publish in the FEDERAL REGISTER the new minimum annual percentage ...
10
Environmental Health and Science Desk Reference
(1) Except as provided in paragraphs (c) through (e) of this section, the minimum
annual percentage rate for random alcohol testing shall be 25 percent (10
percent for calendar year 1998) of the average number of driver positions. (2)
Except ...
Frank R. Spellman, Revonna M. Bieber,
2012
10 NOTICIAS EN LAS QUE SE INCLUYE EL TÉRMINO «ANNUAL PERCENTAGE RATE»
Conoce de qué se habla en los medios de comunicación nacionales e internacionales y cómo se emplea el término
annual percentage rate en el contexto de las siguientes noticias.
Step Up program offers employer-based low-interest loan program
Georgia Heritage offers 16.9 percent annual percentage rate for payroll deductions, 18 percent for cash repayments, as opposed to 187.5 ... «Savannah Morning News, Jul 15»
Group holds rally against payday lenders
... because of deceptive terms, automatic 'rollovers,' staggering fees and interest rates averaging over 500 percent annual percentage rate.”. «Idaho Press-Tribune, Jul 15»
5 Ways to Boost Your Chances of Getting a Business Credit Card
... annual percentage rate (APR). A simple way to improve your score is by checking your credit reports for accurate and up-to-date information. «NerdWallet, Jul 15»
Global Agenda: On the wall
However, Wikipedia further informs us (q.v. payday loans) that “to prevent usury, some jurisdictions limit the annual percentage rate (APR) that ... «Jerusalem Post Israel News, Jul 15»
5 Steps to Get a Low Auto Loan Rate in St. Louis
*APR=Annual Percentage Rate. Rate is based on the applicant's creditworthiness. Rate cited as of June 1, 2015, and subject to change. «Go Banking Rates, Jul 15»
Rate survey: Average card rates hold steady at 15 percent
The national average annual percentage rate remained at 15 percent Wednesday after increasing the previous week. None of the cards ... «Nasdaq, Jul 15»
Many Americans Losing Sleep Over Money
... Schulz suggested calling the credit card issuer and asking for a reduction in your annual percentage rate (APR). In fact, he said recent data ... «Fox Business, Jul 15»
Consumer rip-offs steal billions from unwary Americans
Beware of “zero” or “low-rate” auto loans offered in ads. The low advertised annual percentage rate (APR) might apply to loans up to a certain ... «Marina City Online, Jul 15»
Do you know an ETF from an EFT? Here's a guide to financial …
APR – Annual Percentage Rate, or a number that represents all borrowing costs over the life of a loan (including fees and other auxiliary costs) expressed as a ... «Corpus Christi Caller-Times, Jun 15»
UK Implementation Of The Mortgage Credit Directive
A prescribed calculation method for the annual percentage rate of charge on credit. Disclosure requirements in the form of a "European ... «Mondaq News Alerts, Jun 15»