Significado de "personal loan" en el diccionario de inglés

PRONUNCIACIÓN DE PERSONAL LOAN EN INGLÉS

personal loan  [ˈpɜːsənəl ləʊn]

CATEGORIA GRAMATICAL DE PERSONAL LOAN

Personal loan es un sustantivo.

El nombre o sustantivo es aquel tipo de palabras cuyo significado determina la realidad. Los sustantivos nombran todas las cosas: personas, objetos, sensaciones, sentimientos, etc.

QUÉ SIGNIFICA PERSONAL LOAN EN INGLÉS

Deuda no garantizada

Unsecured debt

En las finanzas, la deuda no garantizada se refiere a cualquier tipo de deuda o obligación general que no esté garantizada por un gravamen sobre activos específicos del prestatario en caso de quiebra o liquidación o incumplimiento de las condiciones de reembolso. En el caso de la quiebra del prestatario, los acreedores no garantizados tendrán una reclamación general sobre los activos del prestatario después de que los activos pignorados específicos hayan sido asignados a los acreedores garantizados. Los acreedores no garantizados por lo general se dan cuenta de una proporción menor de sus reclamaciones que los acreedores garantizados. En algunos ordenamientos jurídicos, los acreedores no garantizados que también están endeudados con el deudor insolvente son capaces de compensar las deudas, lo que realmente pone al acreedor sin garantía con un pasivo vencida al deudor en una posición pre-preferencial. Con arreglo a la fijación de precios basada en el riesgo, los acreedores tienden a exigir tasas de interés extremadamente elevadas como condición para ampliar la deuda no garantizada. La pérdida máxima en un préstamo debidamente garantizado es la diferencia entre el valor justo de mercado de la garantía y la deuda pendiente.

In finance, unsecured debt refers to any type of debt or general obligation that is not collateralized by a lien on specific assets of the borrower in the case of a bankruptcy or liquidation or failure to meet the terms for repayment. In the event of the bankruptcy of the borrower, the unsecured creditors will have a general claim on the assets of the borrower after the specific pledged assets have been assigned to the secured creditors. The unsecured creditors will usually realize a smaller proportion of their claims than the secured creditors. In some legal systems, unsecured creditors who are also indebted to the insolvent debtor are able to set-off the debts, which actually puts the unsecured creditor with a matured liability to the debtor in a pre-preferential position. Under risk-based pricing, creditors tend to demand extremely high interest rates as a condition of extending unsecured debt. The maximum loss on a properly collateralized loan is the difference between the fair market value of the collateral and the outstanding debt.

definición de personal loan en el diccionario inglés

La definición de préstamo personal en el diccionario es un préstamo de dinero para uso personal.

TRADUCCIÓN DE PERSONAL LOAN

Conoce la traducción de personal loan a 25 idiomas con nuestro traductor multilingüe.

Las traducciones de personal loan presentadas en esta sección han sido obtenidas mediante traducción automática estadística a partir del idioma inglés.

• Traductor inglés - chino: 个人贷款
• Traductor inglés - español: préstamo personal
• inglés: personal loan
• Traductor inglés - hindi: व्यक्तिगत ऋण
• Traductor inglés - árabe: قرض شخصي
• Traductor inglés - ruso: личного кредита
• Traductor inglés - portugués: empréstimo pessoal
• Traductor inglés - bengalí: ব্যক্তিগত ঋণ
• Traductor inglés - francés: prêt personnel
• Traductor inglés - malayo: pinjaman peribadi
• Traductor inglés - alemán: Privatdarlehen
• Traductor inglés - japonés: 個人ローン
• Traductor inglés - coreano: 개인 융자
• Traductor inglés - javanés: Silihan pribadi
• Traductor inglés - vietnamita: cho vay cá nhân
• Traductor inglés - tamil: தனிப்பட்ட கடன்
• Traductor inglés - maratí: वैयक्तिक कर्ज
• Traductor inglés - turco: bireysel kredi
• Traductor inglés - italiano: prestito personale
• Traductor inglés - polaco: pożyczka osobista
• Traductor inglés - ucraniano: особистого кредиту
• Traductor inglés - rumano: credit de nevoi personale
• Traductor inglés - griego: προσωπικό δάνειο
• Traductor inglés - afrikáans: persoonlike lening
• Traductor inglés - sueco: personligt lån
• Traductor inglés - noruego: personlige lån

10 LIBROS DEL INGLÉS RELACIONADOS CON «PERSONAL LOAN»

Descubre el uso de personal loan en la siguiente selección bibliográfica. Libros relacionados con personal loan y pequeños extractos de los mismos para contextualizar su uso en la literatura.

McKinney's Consolidated Laws of New York Annotated: With ...

368 of such license or until such license shall have been duly canceled, as though such association had complied with all the provisions of this article, and to exercise the powers conferred by this article upon personal loan companies.

New York (State), William Mark McKinney, 1916

Annotated consolidated laws of the state of New York as ...

Personal loan companies. §§ 350, 364. three hundred and forty-four of this article shall not be charged at a rate to exceed two per centum per month. 5. For a loan made under subdivisions three and four of section three hundred and forty-four ...

New York (State), Clarence Frank Birdseye, Robert Cushing Cumming, 1920

The Laws of the State of New York Relating to Banks, ...

Every personal loan association may become a personal loan company with all the powers and subject to all the obligations and duties of personal loan companies organized under the provisions of this article. A personal loan association ...

Willis Seaver Paine, 1914

Islamic Banking and Finance

A secured personal loan is a loan which directly finances the asset the client wants to acquire. The bank typically has ownership of the asset during the transaction and keeps the asset as collateral to protect against any negative impact of ...

Natalie Schoon, 2009

Debtor Nation: The History of America in Red Ink

This combination of experience with Title I lending and the need for profits is what led to the massive increase in the number of personal loan departments organized in the mid-1930s. As homage to their origin, the personal loans echoed the ...

Louis Hyman, 2011

Annual Report of the Superintendent of Banks Relative to ...

New York (State). Banking Department. Lier .OF PERSONAL LOAN BROKERS TOGETHER WITH CANTAL COMPANIES .AND PERSONAL LOAN The following table contains the names, locations and amount ...

New York (State). Banking Department, 1919

Real Estate Investor's Guide to QuickBooks 2006

Before recording the deposit of a personal loan, setup the new entity as a vendor. See the section “Vendors & Subcontractors” in Chapter 1 if you need help setting up a new vendor. In our example, we've set up Paul Olsen as a vendor.

Karen Mitchell

Data Mining for Business Intelligence: Concepts, Techniques, ...

12.1 Personal Loan Acceptance. Universal Bank is a relatively young bank growing rapidly in terms of overall customer acquisition. The majority of these customers are liability customers with varying sizes of relationship with the bank.

Galit Shmueli, Nitin R. Patel, Peter C. Bruce, 2011

How to Get a Business Loan

If you do, you are tacitly agreeing to sign the personal loan guarantee. Let your banker raise the subject. When he does, remind him of the value of the assets already included in your business plan. I suggest not filling in the bank's forms for  ...

Joseph R. Mancuso, 2010

Black Enterprise

... 13.9 percent for 48-month new-car loans. Although interest rates on bank loans are still high compared with other personal loan sources — credit unions, insurance policies, family and friends — they remain lower than they were a year ago.

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10 NOTICIAS EN LAS QUE SE INCLUYE EL TÉRMINO «PERSONAL LOAN»

Conoce de qué se habla en los medios de comunicación nacionales e internacionales y cómo se emplea el término personal loan en el contexto de las siguientes noticias.

Take personal loan to foreclose your gold loan

But don't panic, you can convert your existing gold loan into a personal loan or take a personal loan or a less expensive loan such as a loan ... «mydigitalfc.com, Jul 15»

SBV explains changes to personal loan limit

SBV explains changes to personal loan limit. HA NOI (VNS) — A representative of the State Bank of Viet Nam has confirmed that individuals ... «Viet Nam News, Jul 15»

Excessive borrowing leaves many mid-income Pakistanis drowning …

“Anyone who is earning even as low as Dh3,000 can get a car loan, and if he is earning Dh4,000 then he can get personal loan in millions. «The National, Jul 15»

Don't miss these deductions while filing returns

... a deduction," says Vaibhav Sankla, Director, H&R Block. This includes the prepayment charges. Interest on personal loan for down payment ... «Times of India, Jul 15»

SCB ups focus on loans for buyers of high-powered vehicles

... to carbon emissions - becomes effective on January 1, Narong Srichukrin, head of auto finance and personal loan products, said last week. «The Nation, Jul 15»

Living on a houseboat: a cheap housing alternative?

Instead, they can opt for a personal loan or specialist marine finance, where the loan is secured on the boat. Surveying a boat before you buy ... «Telegraph.co.uk, Jul 15»

Personal finance Q&A: Installment loan debt vs. credit card debt

I am considering getting a personal loan from a reputable lender to pay down my credit card debt. The amount of my overall debt will still be the ... «Sillyid.com - International Daily Magazine, Jul 15»

Top 4 reasons Vancouverites take out a loan

By taking out a personal loan, you can make better use of your credit score when you borrow anywhere from a few to several thousand dollars ... «Vancity Buzz, Jul 15»

How repo rate increase will affect you

If you have a personal loan (an unsecured credit agreement) and you are charged the maximum rate under the NCA, your rate will increase ... «Independent Online, Jul 15»

When to use a personal loan to finance your business?

In such a situation a simple personal loan can be prove to be very useful. So, as a business owner when should you consider taking a personal ... «Economic Times, Jul 15»