Significado de "jumbo loan" no dicionário inglês

PRONÚNCIA DE JUMBO LOAN EM INGLÊS

jumbo loan  [ˈdʒʌmbəʊ ləʊn]

CATEGORIA GRAMATICAL DE JUMBO LOAN

Jumbo loan e um substantivo.

O nome ou substantivo é o tipo de palavras cujo significado determina a realidade. Os substantivos denominam todas as coisas: pessoas, objetos, sensações, sentimentos, etc.

O QUE SIGNIFICA JUMBO LOAN EM INGLÊS

Hipoteca Jumbo

Jumbo mortgage

Nos Estados Unidos, uma hipoteca jumbo é um empréstimo hipotecário que pode ter alta qualidade de crédito, mas está em um valor acima dos limites convencionais convencionais de empréstimo. Este padrão é definido pelas duas empresas patrocinadas pelo governo, Fannie Mae e Freddie Mac, e define o limite do valor máximo de qualquer hipoteca individual que eles vão comprar de um credor. Fannie Mae e Freddie Mac são grandes agências que compram a maior parte das hipotecas residenciais dos EUA de bancos e outros credores, permitindo liberar liquidez para emprestar mais hipotecas. Quando os limites da FNMA e da FHLMC não abrangem o montante total do empréstimo, o empréstimo é referido como uma "hipoteca jumbo". Tradicionalmente, as taxas de juros em hipotecas jumbo são maiores do que para as hipotecas em conformidade, no entanto, com taxas de GSE aumentando, os empréstimos Jumbo viram taxas de juros mais baixas do que os empréstimos em conformidade. Em 13 de fevereiro de 2008, o presidente George W. Bush assinou o Acto de Recuperação Económica e Habitação de 2008, que aumentou temporariamente o limite de conformidade jumbo nos Estados Unidos. O limite foi aumentado para US $ 729.750 ou 125% do valor médio da casa dentro da área estatística metropolitana, o que for menor.

In the United States, a jumbo mortgage is a mortgage loan that may have high credit quality, but is in an amount above conventional conforming loan limits. This standard is set by the two government-sponsored enterprises, Fannie Mae and Freddie Mac, and sets the limit on the maximum value of any individual mortgage they will purchase from a lender. Fannie Mae and Freddie Mac are large agencies that purchase the bulk of U.S. residential mortgages from banks and other lenders, allowing them to free up liquidity to lend more mortgages. When FNMA and FHLMC limits don't cover the full loan amount, the loan is referred to as a "jumbo mortgage". Traditionally, the interest rates on jumbo mortgages are higher than for conforming mortgages, however with GSE fees increasing, Jumbo loans have recently seen lower interest rates than conforming loans. On February 13, 2008 President George W. Bush signed the Housing and Economic Recovery Act of 2008 which temporarily increased the jumbo conforming limit in the United States. The limit was raised to $729,750 or 125% of the median home value within the metropolitan statistical area, whichever is the lesser.

definição de jumbo loan no dicionário inglês

A definição de empréstimo jumbo no dicionário é um empréstimo que excede o montante máximo padrão oferecido por uma instituição financeira.

TRADUÇÃO DE JUMBO LOAN

Conheça a tradução de jumbo loan a 25 línguas com o nosso tradutor inglês multilíngue.

As traduções de jumbo loan a outras línguas apresentadas nesta seção foram obtidas através da tradução automática estatística; onde a unidade essencial da tradução é a palavra «jumbo loan» em inglês.

• Tradutor português - chinês: 巨额贷款
• Tradutor português - espanhol: préstamo jumbo
• inglês: jumbo loan
• Tradutor português - hindi: जंबो ऋण
• Tradutor português - arabe: قرض الجامبو
• Tradutor português - russo: Jumbo кредит
• Tradutor português - português: empréstimo jumbo
• Tradutor português - bengali: জ্যাম্বো ঋণ
• Tradutor português - francês: prêt jumbo
• Tradutor português - malaio: Pinjaman jumbo
• Tradutor português - alemão: Jumbo-Anleihe
• Tradutor português - japonês: ジャンボ·ローン
• Tradutor português - coreano: 점보 대출
• Tradutor português - javanês: Jumbo loan
• Tradutor português - vietnamita: cho vay jumbo
• Tradutor português - tâmil: ஜம்போ கடன்
• Tradutor português - marata: जंबो कर्ज
• Tradutor português - turco: Jumbo kredisi
• Tradutor português - italiano: prestito jumbo
• Tradutor português - polonês: jumbo kredyt
• Tradutor português - ucraniano: Jumbo кредит
• Tradutor português - romeno: împrumut jumbo
• Tradutor português - grego: jumbo δανείων
• Tradutor português - africâner: jumbo lening
• Tradutor português - sueco: jumbo lån
• Tradutor português - norueguês: jumbo lån

10 LIVROS EM INGLÊS RELACIONADOS COM «JUMBO LOAN»

Descubra o uso de jumbo loan na seguinte seleção bibliográfica. Livros relacionados com jumbo loan e pequenos extratos deles para contextualizar o seu uso na literatura.

Salomon Smith Barney Guide to Mortgage-Backed and ...

Recent average loan balances for jumbo loan MBSs have been around $300,000 to $350,000, almost three times the average balance in agency MBS pools. This implies that the costs of refinancing will be less of a hurdle for jumbo loan ...

Lakhbir Hayre, 2002

The Handbook of Nonagency Mortgage-Backed Securities

We have chosen this pairing methodology because the gross WAC behind a 7.0 % mortgage is just a bit over 7.5%. The spread between a conforming size loan and a jumbo loan is 25 basis points. Thus, 1992-originated jumbos with gross ...

Frank J. Fabozzi, CFA, Chuck Ramsey, Michael Marz, 2000

The Mortgage Answer Book: Choosing the Right Loan for You

As the name implies, a jumbo loan is a loan for a large amount of money. A loan is a jumbo if it exceeds the maximum amount of Fannie Mae and Freddie Mac programs. Because exceeding the loan amount allowed by Fannie Mae and ...

John Talamo, 2005

All About Mortgages:

Mortgage Products: The Jumbo Loan Jumbo loans are an investment tool they're not for the average borrower. Or so we thought. Today, however, thanks to the boom in real estate prices, and the ever declining value of the dollar, more and ...

GSOLUTONS, 2014

Securitization: Structuring and Investment Analysis

A jumbo loan prepayment model can incorporate these variables that are not available for conforming loans. The jumbo model uses mortgage data described on a loan-level basis versus a pool-level basis to forecast jumbo prepayments.

Andrew Davidson, 2003

California Real Estate Finance

Whereas in the past, jumbo loan interest rates were priced at approximately one- quarter percent higher than the normal conforming loan, by early 2009, jumbo financing had become not only largely unavailable but nearly unaffordable. To add ...

Robert J. Bond, John Fesler, Rick Boone, 2010

Decoding the New Mortgage Market: Insider Secrets for ...

The Secret VA Jumbo Loan Can Help Borrowers Another twist in VA lending is the so-called ''VA jumbo'' mortgage loan. Recall that any loan amount above the conforming loan limit would be considered ''jumbo'' and subject to much higher ...

David REED, 2009

Mortgages For Dummies

When Congress passed The Economic Stimulus Act of 2008 (The Act), it also temporarily created a brand-new type of mortgage neatly notched between a conforming loan and a jumbo loan. For the moment, we have three tiers of mortgages: ...

Eric Tyson, Ray Brown, 2008

The Complete Idiot's Guide to Buying a Home

However, as part of the restructuring of financial terminology and regulations that has developed since the current financial crisis has arisen, there is a new loan size: the agency jumbo loan. This is a loan made for a principal amount that's ...

Peter Richmond, 2010

Reverse Mortgages For Dummies

Jumping. into. Jumbo. Cash. Accounts. In This Chapter Getting to know Jumbo Cash Accounts Qualifying for a jumbo loan Understanding interest Finding out about closing costs Checking out your loan options ...

Sarah Glendon Lyons, John E. Lucas, 2011

10 NOTÍCIAS NAS QUAIS SE INCLUI O TERMO «JUMBO LOAN»

Conheça de que se fala nos meios de comunicação nacionais e internacionais e como se utiliza o termo jumbo loan no contexto das seguintes notícias.

Not Much Motion in Capital One, Quicken Mortgage Rates Jul 17 …

15 year Jumbo loan deals are published at 3.000% and APR of 3.055%. The 5/1 ARMS stand at 3.000% at Capital One with a starting APR of ... «Highlight Press, jul 15»

D.C. and the rise of the $1 million home

She said a combination of low interest rates and jumbo loan products from banks have given buyers the capital they need to make large ... «Washington Business Journal, jul 15»

US Bankcorp, PHH Mortgage Current Mortgage Rates Today Jul 16 …

15 year Jumbo loan interest rates are on the books at 3.750% today and an APR of 4.008%. The VA 15 year fixed rate mortgages are 4.000% ... «Modern Readers, jul 15»

30 Year Mortgage Rates at US Bankcorp, Wells Jul 18, 2015 …

15 year Jumbo loan interest rates are being offered for 3.750% today and an APR of 4.008%. 15 year VA fixed rate loan interest rates have ... «Modern Readers, jul 15»

Home Loans: Mortgage Rates at TD Bank, Capital One Jul 17, 2015

30 year FRMs at Capital One Financial (NYSE:COF) have been published at 3.625% today and an APR of 3.676%. 30 year jumbo loan deals at ... «Modern Readers, jul 15»

Mortgage Limits May Increase - WSJ

Typically, it's also easier to qualify for a conforming loan than a jumbo loan. Mortgages backed by Fannie Mae and Freddie Mac usually have ... «Wall Street Journal, jul 15»

Mortgage applications on the decline

The average contract interest rate for 30-year FRMs with jumbo loan balances (greater than $417,000) edged up 2 basis points -- from 4.18% to ... «ConsumerAffairs, jul 15»

Mortgage Applications Fell 1.9% Last Week: MBA

The same loan type with jumbo loan balances rose to 4.2% from 4.18%. The same loan type backed by the Federal Housing Administration ... «National Mortgage News, jul 15»

MBA: Applications For Refinances Increased While Purchase …

The average rate for a 30-year FRM with jumbo loan balance (greater than $417,000) was 4.20%, up slightly from 4.18% the week prior. «Mortgageorb, jul 15»

Mortgage Rate Summary for Capital One, Citi Mortgage Jul 12, 2015

30 year jumbo loan interest rates are being offered for 3.500% at the bank and an APR of 3.521% which is of course a bit higher than the ... «Modern Readers, jul 15»