ЧТО ОЗНАЧАЕТ СЛОВО PAYDAY LENDER
День выплаты жалованья
Кредит на день выплаты жалованья - это небольшой краткосрочный необеспеченный кредит, «независимо от того, связано ли погашение кредитов с деньгами заемщика». Кредиты также иногда называются «денежными авансами», хотя этот термин также может относиться к денежным средствам, предоставленным против заранее установленной кредитной линии, такой как кредитная карта. Кредиты на выплату жалованья на день выплаты жалованья полагаются на потребителя, имеющего предыдущие отчеты о заработной плате и занятости. Законодательство в отношении кредитов на день выплаты жалованья широко варьируется между различными странами и в США между различными государствами. Чтобы предотвратить ростовщичество, некоторые юрисдикции ограничивают годовую процентную ставку, которую может взимать любой кредитор, включая кредиторов на день выплаты жалованья. В некоторых юрисдикциях полностью запрещено выплачивать зарплату, а у некоторых очень мало ограничений для кредиторов на день выплаты жалованья. Существует много разных способов расчета годовой процентной ставки по кредиту. В зависимости от того, какой метод используется, рассчитанная скорость может сильно отличаться. Например, за 15 долларов США на 14-дневный день выплаты жалованья в размере $ 100 он может составлять от 391% до 3733%. Кредиты на день выплаты жалованья несут существенный риск для кредитора; они имеют ставку по умолчанию 10-20%, а другие источники ссылаются на 5% в месяц.
Значение слова payday lender в словаре английский языка
Определение payday-кредитора в словаре - это лицо или группа, предлагающая краткосрочные кредиты, до получки, с высокими процентными ставками.
КНИГИ НА АНГЛИЙСКИЙ ЯЗЫКЕ, ИМЕЮЩЕЕ ОТНОШЕНИЕ К СЛОВУ «PAYDAY LENDER»
Поиск случаев использования слова
payday lender в следующих библиографических источниках. Книги, относящиеся к слову
payday lender, и краткие выдержки из этих книг для получения представления о контексте использования этого слова в литературе на английский языке.
1
Payday Loans and Cash Advance: Pros and Cons - Mistakes and ...
Unauthorized transfers - If you think that your payday lender is withdrawing more
money from your checking account than you authorized, you should tell your
bank or credit union that you are having trouble with “unauthorized transfers.
2
Financial Institutions and Markets: Current Issues in ...
Note that the figure is now occupied by the purchaser (the payday customer), the
payday lender, and their respective banks. The merchant and the merchant's
bank are included in the diagram merely for convenience, to remind us that the ...
Robert R. Bliss, George G. Kaufman,
2008
3
Solve Your Money Troubles: Debt, Credit & Bankruptcy
The money you borrow (minus the lender's fee) is deposited directly to your
account or card and the payday lender withdraws the payment when due. If you
need another loan that week, the lender charges an additional fee, and so on.
Robin Leonard, Margaret Reiter,
2013
4
Economics: A Contemporary Introduction
For example, the borrower writes a post-dated check for $300 to the payday
lender, and gets $255 in cash. The lender holds onto the check until the next
payday, two weeks later, then cashes it, netting $45 on the transaction. Or the
borrower ...
William A. McEachern,
2011
5
Congressional Record, V. 146, Pt. 1, January 24, 2000 to ...
If it is poor credit which drives a borrower to a payday lender, the borrower is
likely to find himself in still deeper water after taking one of these high interest
loans. For example, in Tennessee — the state with the highest bankruptcy rate in
the ...
6
Moving Forward: The Future of Consumer Credit and Mortgage ...
For individuals with household incomes under $20,000, these figures are 27 and
39 percent, respectively.15 No group of respondents said that their first choice
would be a payday lender. In the CFSI study, only 2 percent of unbanked and ...
Nicolas Paul Retsinas, Eric S. Belsky,
2011
7
Macroeconomics: A Contemporary Introduction
Payday lending began in Arizona in 2000 and peaked at 715 stores there.
Nationally, payday lender stores reached into the tens of thousands. Here are
some questions: Do payday loans benefit an underserved population by
providing ready ...
William A. McEachern,
2011
... that accomplish this objective. I am further partially vetoing section 14, as it
relates to interest that may be charged after the maturity date of a payday loan. I
object to allowing a licensed payday lender to charge interest after maturity on
loans.
Wisconsin. Legislature. Senate,
2009
9
Payday Lending: Federal Law Enforcement Uses a MultiLayered ...
7One payday lender with whom we spoke reported seeing an increase in
customers with higher incomes, some up to $70,000. 8Who Borrows From
Payday Lenders and Congressional Research Service, Payday. Page 6 GAO-11-
147 Payday ...
Alicia Puente Cackley,
2011
When they needed $300 to pay their winter heating bill, Andrew borrowed it from
a payday lender. The fee was $48 for a two-week loan that would be due on his
next payday. Unfortu-nately, Andrew's car broke down on the way to work one ...
Sandra Coaxum Allen,
2009
НОВОСТИ, В КОТОРЫХ ВСТРЕЧАЕТСЯ ТЕРМИН «PAYDAY LENDER»
Здесь показано, как национальная и международная пресса использует термин
payday lender в контексте приведенных ниже новостных статей.
Montgomery NAACP shows dangers of predatory lending
Libby Byrd works at a payday lender in Montgomery and attended the meeting Saturday to get perspective on the business. She used to work ... «Montgomery Advertiser, Июл 15»
Ard: City 'lacks direction'
... a compromise schedule that he believes saved the ice rink and establishing a regulation that limits how close payday lender businesses can ... «The Decatur Daily, Июл 15»
3 long-term investments on the top of my buy list right now
Cash Converters International Ltd (ASX: CCV) – I have been a long-term holder of the payday lender and I can tell you first hand that it has not ... «Motley Fool Australia, Июл 15»
July 22, 2015: NJTV News with Mary Alice Williams
New Jersey's outlawed payday loans. So how is it possible that state worker pension funds were used to purchase a payday lender? Consumer ... «NJTV News, Июл 15»
NJ State Investment Council Confronts Downside of Diversification …
The state's ties to the payday lender come through a $50 million investment in New York-based JLL Partners that was launched a decade ago. «NJ Spotlight, Июл 15»
Payday lender laws helping loan sharks, says CFA
RISING numbers of borrowers have been forced to use loan sharks since the introduction of tighter rules governing payday lenders, according ... «The National, Июл 15»
First-Half Earnings From Payday Lenders May Show The Industry Is …
The payday lender ends up profiting hugely, which is reflected in their ... This month, the firm initiated coverage of the payday lender with a ... «Seeking Alpha, Июл 15»
Judge Allows Appeal Of Tribal Payday Loan Arbitration Order
... proposed class action alleging CashCall Inc. violated state usury law in servicing loans from tribal payday lender Western Sky Financial LLC. «Law360, Июл 15»
Payday Loan Class Actions Could Make a Comeback
Washington, DC: Payday lender shops that offer quick and not-many-questions-asked loans have been pretty much immune to class-action ... «LawyersandSettlements.com, Июл 15»
Payday lender exits Maine, but group wants federal oversight
TJI_payday loans_071615 RepubliCash, one of the largest payday lenders left in Maine, stepped in quickly on Monday scarcely 48 hours after ... «Portland Phoenix, Июл 15»