LOSS RATIO SÖZCÜĞÜ İNGILIZCE DİLİNDE NE ANLAMA GELİR?
Kayıp oranı
Zarar oranı, kayıpların kazançlara oranıdır ve normal olarak finansal bağlamda kullanılır. Brüt kar oranının tam tersi. Sigorta için, hasar oranı, hasar ödemelerinde oluşan toplam zararların artı ayıklama giderlerinin kazanılan toplam primlerin bölünmesiyle elde edilen oranıdır. Örneğin, bir sigorta şirketi toplanan primlerin her 100 doları için iddia başına 60 dolar ödüyorsa, kayıp oranı% 60, kar oranı / marjı ise% 40 veya 40 dolar. Mülk ve kazazede sigorta için kayıp oranları, tipik olarak% 40 ila% 60 arasında değişmektedir. Bu şirketler, hasar karşılığı ödenen miktardan daha fazla prim topluyorlar. Tersine, sürekli olarak yüksek kayıp oranlarına sahip olan sigortacılar, kötü mali sağlık içindeymiş olabilir. İddia ve masraflar için yeterli miktarda prim tahsil etmeyebilir ve hala makul bir kazanç elde edebilirler. "İzin verilebilir", "hedef", "denge noktası" veya "beklenen" kayıp oranı terimleri, sigortacının karlılık hedefini gerçekleştirmek için gerekli olan zarar oranını belirtmek için birbirinin yerine kullanılır. Bu oran, giderlerin genel yönetim harcamaları, komisyonlar ve reklam giderleri, kar ve şarta bağlı yükümlülükler ve diğer çeşitli giderlerden oluştuğu gider oranının 1 katına çıkarıldı.
İngilizce sözlükte loss ratio sözcüğünün tanımı
Sözlükteki hasar oranının tanımı, sürdürülen yıllık kayıpların, bir sigorta şirketi tarafından alınan primlere oranıdır.
«LOSS RATIO» İLE İLİŞKİLİ İNGILIZCE KİTAPLAR
loss ratio sözcüğünün kullanımını aşağıdaki kaynakça seçkisinde keşfedin.
loss ratio ile ilişkili kitaplar ve İngilizce edebiyattaki kullanımı ile ilgili bağlam sağlaması için küçük metinler.
1
Theory and Practice of Insurance
The loss ratio is calculated as the ratio of losses incurred (often including loss
adjustment expenses) to premiums earned. In concept, the loss ratio represents
the percent of the premium returned to the insurance buyer as benefits. Because
the ...
J. Francois Outreville,
1998
2
Workers' Compensation: Benefits, Costs, and Safety Under ...
Benefits, Costs, and Safety Under Alternative Insurance Arrangements Terry
Thomason, Timothy P. Schmidle, John F. Burton. of payroll are the same in two
states, then a relatively higher inverse loss ratio in one state means that
premiums per ...
Terry Thomason, Timothy P. Schmidle, John F. Burton,
2001
3
Microfinance Handbook: An Institutional and Financial ...
Loan Loss Ratios There are two loan loss ratios that can be calculated to provide
an indication of the expected loan losses and the actual loan losses for an MFI.
The first is the loan loss reserve ratio and the second, the loan loss ratio.
4
Modern Actuarial Theory and Practice, Second Edition
16.5.5 The Loss Ratio and Bornheutter-Ferguson Method The loss ratio of a
cohort of business is defined as the ratio of ultimate losses to the relevant
premiums.10 In the case of an accident-year cohort, premiums will be those
earned; if the ...
Philip Booth, Robert Chadburn, Steven Haberman,
2004
5
The Financing of Catastrophe Risk
Kenneth A. Froot. Table 3.1 Hedging Example Using Federal XOL Reinsurance
Note: Case A = company A's and industry loss ratios perfectly correlated, loss
less than $50 billion. Case B = company A's loss ratio greater than industry ratio,
...
6
Introduction to Ratemaking and
Loss Reserving for Property ...
5.9 Which types of reinsurance might an insurer purchase to stabilize its net loss
ratio? To lower its leverage ratio (premium to surplus)? 5.10 A reinsurance treaty
is written to incept on January 1, 2007 for one year on a risk attaching basis.
Robert L. Brown, Leon R. Gottlieb,
2007
7
English for the Insurance Industry
6.2 Stop Loss Stop loss covers the whole account for a class of business, and the
reinsurer will be liable to pay at the year end if the loss ratio of the portfolio has
exceeded the "stop loss point". The loss ratio means the claims plus claims ...
8
Economics of Agricultural Crop Insurance: Theory and ...
The loss ratio is the ratio of indemnities to premiums. A ratio of one indicates that
for every dollar of payouts or indemnities there was an offsetting dollar of
premiums collected. For Canada as a whole, the loss ratio from 1959 to 1988 is
1.19 ...
Darrell L. Hueth, William H. Furtan,
1994
9
Trends in Commercial Mortgage-Backed Securities
The EAF is calculated by dividing the eight-quarter average of the subject
company's Normalized Loss Ratio (NLR), by the eight-quarter average of the
Industry Normalized Loss Ratio, which is an average of the NLRs for all
insurance ...
Frank J. Fabozzi, CFA,
1998
10
Interoperability in Broadband Networks
To represent this busty cell loss phenomenon, we introduce a two-alternate state
model consisting of a higher cell loss ratio than the average cell loss ratio and a
lower cell loss ratio than the average. Figure 7 shows the two-state model.
«LOSS RATIO» TERİMİNİ İÇEREN HABERLER
Ulusal ve uluslararası basında konuşulanları ve
loss ratio teriminin aşağıdaki haberlerde hangi bağlamda kullanıldığını keşfedin.
Combined ratio for U.S. property and casualty insurers up to 96% in …
... benefitting from lower catastrophe losses, which declined by US$244 million year-over-year and contributed 3.1 points to the loss ratio (a ... «Canadian Underwriter, Tem 15»
CMS Proposes Value-Based Purchasing Model, Other Updates to …
For outlier payment, CMS is not proposing a change in the fixed dollar loss ratio or loss-sharing ratio of the national standardized 60-day ... «The National Law Review, Tem 15»
'We are working on checks to address SEBI's concern on mis-selling …
One ends up with huge loss ratio because the awards given by courts on road accidents are increasing year-after-year. The pricing needs to be ... «Hindu Business Line, Tem 15»
Arch latest to withdraw from aviation war | The Insurance Insider
... the market capitulated on rate rises following a year in which it ran a loss ratio in excess of 1,000 percent, The Insurance Insider can reveal. «The Insurance Insider, Tem 15»
Life insurance in Uruguay 2018 key trends, opportunities and …
It provides key performance indicators such as written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, frauds ... «WhaTech, Tem 15»
Hitting pay dirt - Truck News
“Our insurance premium has not only stabilized, but we will receive a premium rebate for our low loss ratio last year,” Dowden said. “Our injury ... «Truck News, Tem 15»
Leading law firm touts insurance mutuals - Insurance Business
Premiums were high even though the claims/loss ratio was relatively low so they were not able to get value for money from that arrangement ... «Insurance Business, Tem 15»
Austria personal accident insurance industry to 2018 examined in …
... schemes offered, penetration percentage, gross claims, paid claims, change in outstanding reserves, incurred loss and loss ratio percentage. «WhaTech, Tem 15»
Personal accident and health insurance is projected to reach us …
It covers an exhaustive list of parameters, including written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, ... «WhaTech, Tem 15»
EURUSD: Forex Technical Analysis July 20, 2015
... every four hours to the next fractal high, following Parabolic signals. Thus, we change the probable profit/loss ratio to the breakeven point. «CountingPips, Tem 15»