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Meaning of "credit bureau" in the English dictionary

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DICTIONARY
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PRONUNCIATION OF CREDIT BUREAU

credit bureau  [ˈkredɪt ˈbjʊərəʊ] play
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GRAMMATICAL CATEGORY OF CREDIT BUREAU

noun
adjective
verb
adverb
pronoun
preposition
conjunction
determiner
exclamation
Credit bureau is a noun.
A noun is a type of word the meaning of which determines reality. Nouns provide the names for all things: people, objects, sensations, feelings, etc.

WHAT DOES CREDIT BUREAU MEAN IN ENGLISH?

Credit bureau

A credit bureau or consumer reporting agency, or credit reference agency is a company that collects information from various sources and provides consumer credit information on individual consumers for a variety of uses. It is an organization providing information on individuals' borrowing and bill-paying habits. Credit information such as a person’s previous loan performance is a powerful tool to predict his future behavior. Such credit information institutions reduce the effect of asymmetric information between borrowers and lenders, and alleviate problems of adverse selection and moral hazard. For example, adequate credit information could facilitate lenders in screening and monitoring borrowers as well as avoid giving loans to high risk individuals. This helps lenders assess credit worthiness, the ability to pay back a loan, and can affect the interest rate and other terms of a loan. Interest rates are not the same for everyone, but instead can be based on risk-based pricing, a form of price discrimination based on the different expected risks of different borrowers, as set out in their credit rating.

WORDS THAT RHYME WITH CREDIT BUREAU


aero
ˈɛərəʊ
bureau
ˈbjʊərəʊ
caballero
ˌkæbəˈljɛərəʊ
cero
ˈsɪərəʊ
chiaroscuro
kɪˌɑːrəˈskʊərəʊ
dinero
dɪˈneərəʊ
Douro
ˈdʊərəʊ
duro
ˈdʊərəʊ
enduro
ɪnˈdjʊərəʊ
euro
ˈjʊərəʊ
faro
ˈfɛərəʊ
hero
ˈhɪərəʊ
maduro
məˈdʊərəʊ
Nero
ˈnɪərəʊ
Pierrot
ˈpɪərəʊ
Politburo
ˈpɒlɪtˌbjʊərəʊ
primero
prɪˈmɛərəʊ
subbureau
ˈsʌbˌbjʊərəʊ
Truro
ˈtrʊərəʊ
zero
ˈzɪərəʊ

WORDS THAT BEGIN LIKE CREDIT BUREAU

credit account
credit agency
credit balance
credit card
credit charges
credit check
credit control
credit crunch
credit default swap
credit entry
credit facilities
credit history
credit hour
credit limit
credit line
credit note
credit rating
credit risk
credit sales
credit side

WORDS THAT END LIKE CREDIT BUREAU

accommodation bureau
appointments bureau
bigarreau
bordereau
Citizens´ Advice Bureau
Cointreau
Criminal Records Bureau
gaspereau
information bureau
marriage bureau
Missing Persons Bureau
Moreau
Thoreau
tourist bureau
travel bureau
volunteer bureau
Weather Bureau

Synonyms and antonyms of credit bureau in the English dictionary of synonyms

SYNONYMS

Translation of «credit bureau» into 25 languages

TRANSLATOR
online translator

TRANSLATION OF CREDIT BUREAU

Find out the translation of credit bureau to 25 languages with our English multilingual translator.
The translations of credit bureau from English to other languages presented in this section have been obtained through automatic statistical translation; where the essential translation unit is the word «credit bureau» in English.

Translator English - Chinese

信用局
1,325 millions of speakers

Translator English - Spanish

buró de crédito
570 millions of speakers

English

credit bureau
510 millions of speakers

Translator English - Hindi

क्रेडिट ब्यूरो
380 millions of speakers
ar

Translator English - Arabic

مكتب الائتمان
280 millions of speakers

Translator English - Russian

бюро кредитных историй
278 millions of speakers

Translator English - Portuguese

bureau de crédito
270 millions of speakers

Translator English - Bengali

ক্রেডিট ব্যুরো
260 millions of speakers

Translator English - French

bureau de crédit
220 millions of speakers

Translator English - Malay

Biro kredit
190 millions of speakers

Translator English - German

Kredit-Präsidium
180 millions of speakers

Translator English - Japanese

信用調査所
130 millions of speakers

Translator English - Korean

크레딧 뷰로
85 millions of speakers

Translator English - Javanese

Biro kredit
85 millions of speakers
vi

Translator English - Vietnamese

văn phòng tín dụng
80 millions of speakers

Translator English - Tamil

கடன் பணியகம்
75 millions of speakers

Translator English - Marathi

क्रेडिट ब्युरो
75 millions of speakers

Translator English - Turkish

kredi Bürosu
70 millions of speakers

Translator English - Italian

ufficio di credito
65 millions of speakers

Translator English - Polish

biuro kredytowe
50 millions of speakers

Translator English - Ukrainian

бюро кредитних історій
40 millions of speakers

Translator English - Romanian

Biroul de Credit
30 millions of speakers
el

Translator English - Greek

γραφείο Πίστης
15 millions of speakers
af

Translator English - Afrikaans

kredietburo
14 millions of speakers
sv

Translator English - Swedish

kreditupplysningsföretag
10 millions of speakers
no

Translator English - Norwegian

kreditt byrå
5 millions of speakers

Trends of use of credit bureau

TRENDS

TENDENCIES OF USE OF THE TERM «CREDIT BUREAU»

The term «credit bureau» is regularly used and occupies the 74.626 position in our list of most widely used terms in the English dictionary.
0
100%
FREQUENCY
Regularly used
65
/100
The map shown above gives the frequency of use of the term «credit bureau» in the different countries.
Principal search tendencies and common uses of credit bureau
List of principal searches undertaken by users to access our English online dictionary and most widely used expressions with the word «credit bureau».

FREQUENCY OF USE OF THE TERM «CREDIT BUREAU» OVER TIME

The graph expresses the annual evolution of the frequency of use of the word «credit bureau» during the past 500 years. Its implementation is based on analysing how often the term «credit bureau» appears in digitalised printed sources in English between the year 1500 and the present day.

Examples of use in the English literature, quotes and news about credit bureau

EXAMPLES

10 ENGLISH BOOKS RELATING TO «CREDIT BUREAU»

Discover the use of credit bureau in the following bibliographical selection. Books relating to credit bureau and brief extracts from same to provide context of its use in English literature.
1
Dear Credit Bureau,
April 1, 2009 Credit Bureau Name Credit Bureau Address Dear Credit Bureau, I am requesting a free copy of my credit report from your organization in accordance with the Fair Credit Reporting Act, Section 1681j (b) and (c). My qualifying ...
Damien A. McKinney, 2010
2
Remedies
CREDIT BUREAU, INC. v. MONINGER 204 Neb. 679, 284 N.W.2d 855 (1979). NATURE OF CASE: Appeal from judgment affirming order awarding proceeds of sheriff's sale. FACT SUMMARY: Credit Bureau of Broken Bow (P) appealed from a ...
Casenotes, Casenotes Publishing Co., Inc. Staff, 2002
3
Credit Repair Kit For Dummies
A credit bureau must investigate any disputed items in question — usually within 30 days — unless it considers your dispute frivolous, in which case it's required to notify you within five business days. The bureau must tell you why it considers ...
Steve Bucci, 2014
4
Handbook of Credit Scoring
A creditor that wants to market a product to a consumer with whom there is no current account relationship may use credit bureau information, including objective criteria and scoring models, to determine whether to extend a firm offer of credit.
Elizabeth Mays, 1995
5
Credit Risk Modeling: Design and Application
A creditor that wants to market a product to a consumer with whom there is no current account relationship may use credit bureau information, including objective criteria and scoring models, to determine whether to extend a firm offer of credit.
Elizabeth Mays, Freda Elizabeth Mays, 1998
6
Consumer Credit and the American Economy
eventually, Chandler and Parker (1989) demonstrated that us credit bureau data outperformed application data in predicting risk on bank and retail credit card applications, in addition to its easier availability. using models built to score bank  ...
Thomas A. Durkin, Gregory Elliehausen, Michael E. Staten, 2014
7
Catalog of Copyright Entries. Third Series: 1972: January-June
Consumer Credit Assn. of Des Moines, Inc.; 31Jan72; A322719- CREDIT BUREAU REPORTS, INC. Reporters manual. See CREDIT BUREAU REPORTS, INC. INSURANCE REPORTING DIVISION. Roster, March 1972. See CREDIT BUREAU ...
Library of Congress. Copyright Office, 1974
8
Cash Or Credit?: A Nuts and Bolts Guide to Effective Credit ...
Additional information concerning your responsible party can be obtained from your credit bureau. The modern American credit bureau is a wonder. Today, in less than 60 seconds, a properly equipped dental office can obtain a detailed, ...
Paul D. Zuelke, 1989
9
Credit Risk and Credit Access in Asia
Notably, the Central Bank has supported the creation of a central credit bureau in order to improve the credit information systems in the domestic financial markets. This central credit bureau brings together the various small credit information ...
OECD, 2006
10
Credit Reporting Systems and the International Economy
Using models built to score bank card applicants, the authors found that the application data without the credit bureau data yielded the lowest predictive power, and it did not fare well when compared with predictions based on any level of ...
Margaret J. Miller, 2003

10 NEWS ITEMS WHICH INCLUDE THE TERM «CREDIT BUREAU»

Find out what the national and international press are talking about and how the term credit bureau is used in the context of the following news items.
1
Russia's Sanctions-Proof Credit Card Partners With Japanese …
The new Mir cards will be accepted at all points worldwide where Japanese Credit Bureau (JCB) cards are. The same will apply to JCB cards in ... «The Moscow Times, Jul 15»
2
Agency: Banks Keep Overcharging Service Members on Student …
... reached a $60 million settlement against some of the worst offenders, according to a new report from the Consumer Financial Credit Bureau. «Military.com, Jul 15»
3
3 Ways to Attack Bad Medical Debt
When there's something wrong on your credit file, you need to file a dispute with both the credit issuer and the credit bureau simultaneously. «Huffington Post, Jul 15»
4
Should You Pay Cash for Your Next New Car?
The average term for a new-vehicle loan rose to 67 months in the first quarter of 2015, according to credit bureau Experian. That's over five ... «DailyFinance, Jul 15»
5
Jean Chatzky: A credit report primer
If you find an error, you should pull your other two credit bureau reports to see if the inaccurate information is replicated there, says Harzog. «Bankrate.com, Jul 15»
6
What to Do If You Can't Get Your Free Annual Credit Report
If the credit bureau can't verify your identity using your answers to the security questions, you won't get access to your credit report online. Yeah ... «STLtoday.com, Jul 15»
7
China's loan sharks come under attack from P2P lenders
In addition, the internet lenders have created a virtual infrastructure, including a credit bureau set up by the Alipay unit of Alibaba, that is ... «Financial Times, Jul 15»
8
Financial Fitness Zone: How to face your credit score head on
It's a number that causes stress for more than a few of us, in fact, more than 40% of the borrowing population according to credit bureau ... «ABC15 Arizona, Jul 15»
9
ADIB consumer loan rejections soar 10% after bank adopts credit
Rejection rates on consumer loans have increased by 10 per cent at Abu Dhabi Islamic Bank (ADIB) since it started using credit bureau data. «The National, Jul 15»
10
Why Settling Your Credit Won't Impress Lenders
While a dispute resolution request can be taken up with the credit bureau, one must begin parallel work on erasing the settled status. «NDTV, Jul 15»

REFERENCE
« EDUCALINGO. Credit bureau [online]. Available <https://educalingo.com/en/dic-en/credit-bureau>. May 2024 ».
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