CONJUGATION OF THE VERB TO DEMUTUALISE
PRESENT
Present
I demutualise
you demutualise
he/she/it demutualises
we demutualise
you demutualise
they demutualise
Present continuous
I am demutualising
you are demutualising
he/she/it is demutualising
we are demutualising
you are demutualising
they are demutualising
Present perfect
I have demutualised
you have demutualised
he/she/it has demutualised
we have demutualised
you have demutualised
they have demutualised
Present perfect continuous
I have been demutualising
you have been demutualising
he/she/it has been demutualising
we have been demutualising
you have been demutualising
they have been demutualising
Present tense is used to refer to circumstances that exist at the present time or over a period that includes the present time. The
present perfect refers to past events, although it can be considered to denote primarily the resulting present situation rather than the events themselves.
PAST
Past
I demutualised
you demutualised
he/she/it demutualised
we demutualised
you demutualised
they demutualised
Past continuous
I was demutualising
you were demutualising
he/she/it was demutualising
we were demutualising
you were demutualising
they were demutualising
Past perfect
I had demutualised
you had demutualised
he/she/it had demutualised
we had demutualised
you had demutualised
they had demutualised
Past perfect continuous
I had been demutualising
you had been demutualising
he/she/it had been demutualising
we had been demutualising
you had been demutualising
they had been demutualising
Past tense forms express circumstances existing at some time in the past,
FUTURE
Future
I will demutualise
you will demutualise
he/she/it will demutualise
we will demutualise
you will demutualise
they will demutualise
Future continuous
I will be demutualising
you will be demutualising
he/she/it will be demutualising
we will be demutualising
you will be demutualising
they will be demutualising
Future perfect
I will have demutualised
you will have demutualised
he/she/it will have demutualised
we will have demutualised
you will have demutualised
they will have demutualised
Future perfect continuous
I will have been demutualising
you will have been demutualising
he/she/it will have been demutualising
we will have been demutualising
you will have been demutualising
they will have been demutualising
The
future is used to express circumstances that will occur at a later time.
CONDITIONAL
Conditional
I would demutualise
you would demutualise
he/she/it would demutualise
we would demutualise
you would demutualise
they would demutualise
Conditional continuous
I would be demutualising
you would be demutualising
he/she/it would be demutualising
we would be demutualising
you would be demutualising
they would be demutualising
Conditional perfect
I would have demutualise
you would have demutualise
he/she/it would have demutualise
we would have demutualise
you would have demutualise
they would have demutualise
Conditional perfect continuous
I would have been demutualising
you would have been demutualising
he/she/it would have been demutualising
we would have been demutualising
you would have been demutualising
they would have been demutualising
Conditional or "future-in-the-past" tense refers to hypothetical or possible actions.
IMPERATIVE
Imperative
you demutualise
we let´s demutualise
you demutualise
The
imperative is used to form commands or requests.
NONFINITE VERB FORMS
Infinitive
to demutualise
Past participle
demutualised
Present Participle
demutualising
Infinitive shows the action beyond temporal perspective. The
present participle or gerund shows the action during the session. The
past participle shows the action after completion.
10 ENGLISH BOOKS RELATING TO «DEMUTUALISE»
Discover the use of
demutualise in the following bibliographical selection. Books relating to
demutualise and brief extracts from same to provide context of its use in English literature.
1
Managing Your Money On-Line: Investing, Saving and Borrowing ...
With more than 60 building societies still around but many of them too small to
remain competitive, it is a question of when - not if- more demutualise. One recent
study questioned whether most societies could afford the set-up costs of an ...
2
Banking in Crisis: The Rise and Fall of British Banking ...
Only one major building society, the Nationwide, did not demutualise.46 In
response to these growing competitive pressures, the Big Four clear- ing banks
developed different strategies. Three of the Big Four focused on building global
banks, ...
3
The Future of Retail Banking in Europe: A View from the Top
The board of directors may put the proposal to the membership that the building
society should demutualise in accordance with the regulations set out in the Act
of Parliament. Each member of the society has a right to vote by post or by ...
Oonagh McDonald, Kevin Keasey, 2003
4
Business Economics: Theory and Application
In mid 1999, the 184-year—old insurance company Scottish Widows, the UK's
fifth biggest, announced that it was planning to demutualise, with the market
value of the company being worth an estimated £6 billion. It had been set up in
1815 to ...
5
Australian Master Tax Guide 2012
Non-insurance organisations The tax consequences where mutual non-
insurance organisations demutualise are set out in ITAA36 Sch 2H (s 326-1 to
326-245). The purpose of these provisions is to remove any taxation
impediments that ...
CCH Australia Staff, Cch, 2012
6
Financial stability and depositor protection: strengthening ...
Directed 4.59 A building society can choose, on the recommendation of its board
and subject transfer to the approval of its members and confirmation by the FSA,
to transfer all of its powers business to a company, i.e. demutualise. Legislation ...
SIZE AND SCOPE: The GSE operates in a mutual structure, but there are long-
term plans to demutualise,in line with the currentworldwidetrend. Bourses on
every continent have been incorporating, and often becoming publiclytraded
entities, ...
8
Australian Master Tax Guide 2011
Non-insurance organisations The tax consequences where mutual non-
insurance organisations demutualise are set out in ITAA36 Sch 2H (s 326-1 to
326-245). The purpose of these provisions is to remove any taxation
impediments that ...
9
The New Mutualism in Public Policy
Turnout at AGMs is traditionally low, and even in the extreme circumstances of a
vote to demutualise, less than half the Standard Life members (1.1 million)
bothered to vote. Third, there is a wider problem about the lack of appreciation of
the ...
10
The Art of Better Retail Banking: Supportable Predictions on ...
A leading building society, which declared that it would never demutualise, then
proceeded to demutualise. There was diversification into investment products,
third party mortgages and a mortgage processing joint venture with a US
software ...
Hugh Croxford, Frank Abramson, Alex Jablonowski, 2005
10 NEWS ITEMS WHICH INCLUDE THE TERM «DEMUTUALISE»
Find out what the national and international press are talking about and how the term
demutualise is used in the context of the following news items.
Were you named in the 200 Greatest Cumbrians?
While most building societies rushed to demutualise, Rob helped two in Cumbria to flourish as deputy chief executive of the Cumberland and ... «in-cumbria, Jul 15»
NSE sets new rules for switch from private to public enterprise
Australia was the first stock exchange to demutualise; it demutualised in 1998. The Singapore Stock Exchange demutualised in 1999 and the ... «Daily Trust, Jun 15»
New funding rules could kill Britain's mutuals
Member-owned insurers and building societies will have to merge and demutualise so they can raise funding more easily to deal with new ... «The Times, Jun 15»
My Agenda Is To Implement 10-year Capital Market Master Plan …
With the rules on demutualisation out, is there a timeframe for NSE to demutualise? The ball lies with the stock exchange, at SEC we have done ... «Leadership Newspapers, Apr 15»
Right to buy scheme will harm our social housing
... to the councils, cancel their charitable status (in effect demutualise) like the building societies and as private companies charge private rents. «The Argus, Apr 15»
Mutuals will now be able to issue shares – transforming competition …
There has been much criticism of the demutualisation period of the mid 1980s to early 1990s, which saw household names rush to demutualise ... «CITY A.M., Apr 15»
Anchor Capital: Essential market review, 7 April
The issue is how quickly the banks can lift returns, once they demutualise and consolidate. With cost-to-income ratios of between 67.0% (Banco ... «BizNews, Apr 15»
Italian lenders back in 'popolari' demand
The issue is how quickly the banks can lift returns, once they demutualise and consolidate. With cost-to-income ratios of between 67 per cent ... «The Australian Financial Review, Apr 15»
The feeling is 'demutal': new draft legislation for P&C mutuals
The proposal to demutualise must then receive approval by a special majority of policyholders. If that approval is obtained, the company must ... «International Law Office, Mar 15»
Repositioning Nigeria's Capital Market For Growth
The Council and members of the NSE had agreed to demutualise the exchange since the 1990s but the absence of rules and regulations from ... «Leadership Newspapers, Mar 15»
