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Meaning of "loss ratio" in the English dictionary

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DICTIONARY
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PRONUNCIATION OF LOSS RATIO

loss ratio play
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GRAMMATICAL CATEGORY OF LOSS RATIO

noun
adjective
verb
adverb
pronoun
preposition
conjunction
determiner
exclamation
Loss ratio is a noun.
A noun is a type of word the meaning of which determines reality. Nouns provide the names for all things: people, objects, sensations, feelings, etc.

WHAT DOES LOSS RATIO MEAN IN ENGLISH?

Loss ratio

A loss ratio is a ratio of losses to gains, used normally in a financial context. It is the opposite of the gross profit ratio. For insurance, the loss ratio is the ratio of total losses incurred in claims plus adjustment expenses divided by the total premiums earned. For example, if an insurance company pays $60 in claims for every $100 in collected premiums, then its loss ratio is 60% with a profit ratio/margin of 40% or $40. Loss ratios for property and casualty insurance, range typically from 40% to 60%. Such companies are collecting premiums more than the amount paid in claims. Conversely, insurers that consistently experience high loss ratios may be in bad financial health. They may not be collecting enough premium to pay claims, expenses, and still make a reasonable profit. The terms "permissible", "target", "balance point", or "expected" loss ratio are used interchangeably to refer to the loss ratio necessary to fulfill the insurer's profitability goal. This ratio is 1 minus the expense ratio, where the expenses consist of general and administrative expenses, commissions and advertising expenses, profit and contingencies, and various other expenses.

Definition of loss ratio in the English dictionary

The definition of loss ratio in the dictionary is the ratio of the annual losses sustained to the premiums received by an insurance company.

WORDS THAT BEGIN LIKE LOSS RATIO

losh
losing
losing battle
losing streak
losingly
losings
loslyf
loss
loss adjuster
loss leader
losses
lossless
lossmaker
lossmaking
lossy
lost
lost and found
lost cause
Lost Generation
lost property

WORDS THAT END LIKE LOSS RATIO

aspect ratio
branching ratio
bypass ratio
cash ratio
compression ratio
focal ratio
food conversion ratio
gear ratio
golden ratio
gyromagnetic ratio
liquid assets ratio
liquidity ratio
mass ratio
P-D ratio
patio
P/E ratio
Poisson´s ratio
price-earnings ratio
ratio
savings ratio
signal-to-noise ratio

Synonyms and antonyms of loss ratio in the English dictionary of synonyms

SYNONYMS

Translation of «loss ratio» into 25 languages

TRANSLATOR
online translator

TRANSLATION OF LOSS RATIO

Find out the translation of loss ratio to 25 languages with our English multilingual translator.
The translations of loss ratio from English to other languages presented in this section have been obtained through automatic statistical translation; where the essential translation unit is the word «loss ratio» in English.

Translator English - Chinese

赔付率
1,325 millions of speakers

Translator English - Spanish

índice de siniestralidad
570 millions of speakers

English

loss ratio
510 millions of speakers

Translator English - Hindi

नुकसान अनुपात
380 millions of speakers
ar

Translator English - Arabic

نسبة الخسارة
280 millions of speakers

Translator English - Russian

коэффициент убыточности
278 millions of speakers

Translator English - Portuguese

sinistralidade
270 millions of speakers

Translator English - Bengali

ক্ষতি অনুপাত
260 millions of speakers

Translator English - French

taux de perte
220 millions of speakers

Translator English - Malay

Nisbah kerugian
190 millions of speakers

Translator English - German

Schadenquote
180 millions of speakers

Translator English - Japanese

損害率
130 millions of speakers

Translator English - Korean

손해율
85 millions of speakers

Translator English - Javanese

Rasio mundhut
85 millions of speakers
vi

Translator English - Vietnamese

tỷ lệ tổn thất
80 millions of speakers

Translator English - Tamil

இழப்பு விகிதம்
75 millions of speakers

Translator English - Marathi

तोटा गुणोत्तर
75 millions of speakers

Translator English - Turkish

kayıp oranı
70 millions of speakers

Translator English - Italian

sinistralità
65 millions of speakers

Translator English - Polish

współczynnik strat
50 millions of speakers

Translator English - Ukrainian

коефіцієнт збитковості
40 millions of speakers

Translator English - Romanian

rata daunei
30 millions of speakers
el

Translator English - Greek

δείκτης ζημιών
15 millions of speakers
af

Translator English - Afrikaans

verlies-verhouding
14 millions of speakers
sv

Translator English - Swedish

Förlustnivå
10 millions of speakers
no

Translator English - Norwegian

skadeprosent
5 millions of speakers

Trends of use of loss ratio

TRENDS

TENDENCIES OF USE OF THE TERM «LOSS RATIO»

The term «loss ratio» is regularly used and occupies the 105.166 position in our list of most widely used terms in the English dictionary.
0
100%
FREQUENCY
Regularly used
51
/100
The map shown above gives the frequency of use of the term «loss ratio» in the different countries.
Principal search tendencies and common uses of loss ratio
List of principal searches undertaken by users to access our English online dictionary and most widely used expressions with the word «loss ratio».

FREQUENCY OF USE OF THE TERM «LOSS RATIO» OVER TIME

The graph expresses the annual evolution of the frequency of use of the word «loss ratio» during the past 500 years. Its implementation is based on analysing how often the term «loss ratio» appears in digitalised printed sources in English between the year 1500 and the present day.

Examples of use in the English literature, quotes and news about loss ratio

EXAMPLES

10 ENGLISH BOOKS RELATING TO «LOSS RATIO»

Discover the use of loss ratio in the following bibliographical selection. Books relating to loss ratio and brief extracts from same to provide context of its use in English literature.
1
Theory and Practice of Insurance
The loss ratio is calculated as the ratio of losses incurred (often including loss adjustment expenses) to premiums earned. In concept, the loss ratio represents the percent of the premium returned to the insurance buyer as benefits. Because the ...
J. Francois Outreville, 1998
2
Workers' Compensation: Benefits, Costs, and Safety Under ...
Benefits, Costs, and Safety Under Alternative Insurance Arrangements Terry Thomason, Timothy P. Schmidle, John F. Burton. of payroll are the same in two states, then a relatively higher inverse loss ratio in one state means that premiums per ...
Terry Thomason, Timothy P. Schmidle, John F. Burton, 2001
3
Microfinance Handbook: An Institutional and Financial ...
Loan Loss Ratios There are two loan loss ratios that can be calculated to provide an indication of the expected loan losses and the actual loan losses for an MFI. The first is the loan loss reserve ratio and the second, the loan loss ratio.
Joanna Ledgerwood, 1998
4
Modern Actuarial Theory and Practice, Second Edition
16.5.5 The Loss Ratio and Bornheutter-Ferguson Method The loss ratio of a cohort of business is defined as the ratio of ultimate losses to the relevant premiums.10 In the case of an accident-year cohort, premiums will be those earned; if the ...
Philip Booth, Robert Chadburn, Steven Haberman, 2004
5
The Financing of Catastrophe Risk
Kenneth A. Froot. Table 3.1 Hedging Example Using Federal XOL Reinsurance Note: Case A = company A's and industry loss ratios perfectly correlated, loss less than $50 billion. Case B = company A's loss ratio greater than industry ratio,  ...
Kenneth A. Froot, 2007
6
Introduction to Ratemaking and Loss Reserving for Property ...
5.9 Which types of reinsurance might an insurer purchase to stabilize its net loss ratio? To lower its leverage ratio (premium to surplus)? 5.10 A reinsurance treaty is written to incept on January 1, 2007 for one year on a risk attaching basis.
Robert L. Brown, Leon R. Gottlieb, 2007
7
English for the Insurance Industry
6.2 Stop Loss Stop loss covers the whole account for a class of business, and the reinsurer will be liable to pay at the year end if the loss ratio of the portfolio has exceeded the "stop loss point". The loss ratio means the claims plus claims ...
Keith Purvis, 2000
8
Economics of Agricultural Crop Insurance: Theory and ...
The loss ratio is the ratio of indemnities to premiums. A ratio of one indicates that for every dollar of payouts or indemnities there was an offsetting dollar of premiums collected. For Canada as a whole, the loss ratio from 1959 to 1988 is 1.19 ...
Darrell L. Hueth, William H. Furtan, 1994
9
Trends in Commercial Mortgage-Backed Securities
The EAF is calculated by dividing the eight-quarter average of the subject company's Normalized Loss Ratio (NLR), by the eight-quarter average of the Industry Normalized Loss Ratio, which is an average of the NLRs for all insurance ...
Frank J. Fabozzi, CFA, 1998
10
Interoperability in Broadband Networks
To represent this busty cell loss phenomenon, we introduce a two-alternate state model consisting of a higher cell loss ratio than the average cell loss ratio and a lower cell loss ratio than the average. Figure 7 shows the two-state model.
Sathya Rao, 1994

10 NEWS ITEMS WHICH INCLUDE THE TERM «LOSS RATIO»

Find out what the national and international press are talking about and how the term loss ratio is used in the context of the following news items.
1
Combined ratio for U.S. property and casualty insurers up to 96% in …
... benefitting from lower catastrophe losses, which declined by US$244 million year-over-year and contributed 3.1 points to the loss ratio (a ... «Canadian Underwriter, Jul 15»
2
CMS Proposes Value-Based Purchasing Model, Other Updates to …
For outlier payment, CMS is not proposing a change in the fixed dollar loss ratio or loss-sharing ratio of the national standardized 60-day ... «The National Law Review, Jul 15»
3
'We are working on checks to address SEBI's concern on mis-selling …
One ends up with huge loss ratio because the awards given by courts on road accidents are increasing year-after-year. The pricing needs to be ... «Hindu Business Line, Jul 15»
4
Arch latest to withdraw from aviation war | The Insurance Insider
... the market capitulated on rate rises following a year in which it ran a loss ratio in excess of 1,000 percent, The Insurance Insider can reveal. «The Insurance Insider, Jul 15»
5
Life insurance in Uruguay 2018 key trends, opportunities and …
It provides key performance indicators such as written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, frauds ... «WhaTech, Jul 15»
6
Hitting pay dirt - Truck News
“Our insurance premium has not only stabilized, but we will receive a premium rebate for our low loss ratio last year,” Dowden said. “Our injury ... «Truck News, Jul 15»
7
Leading law firm touts insurance mutuals - Insurance Business
Premiums were high even though the claims/loss ratio was relatively low so they were not able to get value for money from that arrangement ... «Insurance Business, Jul 15»
8
Austria personal accident insurance industry to 2018 examined in …
... schemes offered, penetration percentage, gross claims, paid claims, change in outstanding reserves, incurred loss and loss ratio percentage. «WhaTech, Jul 15»
9
Personal accident and health insurance is projected to reach us …
It covers an exhaustive list of parameters, including written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, ... «WhaTech, Jul 15»
10
EURUSD: Forex Technical Analysis July 20, 2015
... every four hours to the next fractal high, following Parabolic signals. Thus, we change the probable profit/loss ratio to the breakeven point. «CountingPips, Jul 15»

REFERENCE
« EDUCALINGO. Loss ratio [online]. Available <https://educalingo.com/en/dic-en/loss-ratio>. May 2024 ».
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