Meaning of "time deposit" in the English dictionary

PRONUNCIATION OF TIME DEPOSIT

time deposit

GRAMMATICAL CATEGORY OF TIME DEPOSIT

Time deposit is a noun.

A noun is a type of word the meaning of which determines reality. Nouns provide the names for all things: people, objects, sensations, feelings, etc.

WHAT DOES TIME DEPOSIT MEAN IN ENGLISH?

Time deposit

A time deposit is a money deposit at a banking institution that cannot be withdrawn for a certain "term" or period of time. When the term is over it can be withdrawn or it can be held for another term. Generally speaking, the longer the term the better the yield on the money. In its strict sense, certificate deposit is different from that of time deposit in terms of its negotiability: CDs are negotiable and can be rediscounted when the holder needs some liquidity, while time deposits must be kept until maturity. The opposite, sometimes known as a sight deposit or "on call" deposit, can be withdrawn at any time, without any notice or penalty: e.g., money deposited in a checking account in a bank. The rate of return is higher than for savings accounts because the requirement that the deposit be held for a prespecified term gives the bank the ability to invest it in a higher-gain financial product class. However, the return on a time deposit is generally lower than the long-term average of that of investments in riskier products like stocks or bonds. A time deposit is an interest-bearing bank deposit that has a specified date of maturity.

TRANSLATION OF TIME DEPOSIT

Find out the translation of time deposit to 25 languages with our English multilingual translator.

The translations of time deposit from English to other languages presented in this section have been obtained through automatic statistical translation; where the essential translation unit is the word «time deposit» in English.

• Translator English - Chinese: 定期存款
• Translator English - Spanish: depósito a plazo
• English: time deposit
• Translator English - Hindi: समय जमा
• Translator English - Arabic: الودائع
• Translator English - Russian: Срочный депозит
• Translator English - Portuguese: depósito a prazo
• Translator English - Bengali: সময় আমানত
• Translator English - French: dépôt à terme
• Translator English - Malay: Deposit masa
• Translator English - German: Festgeld
• Translator English - Japanese: 定期預金
• Translator English - Korean: 정기 예금
• Translator English - Javanese: Wektu simpenan
• Translator English - Vietnamese: tiền gửi thời gian
• Translator English - Tamil: நேரம் வைப்பு
• Translator English - Marathi: वेळ ठेव
• Translator English - Turkish: Vadeli depozito
• Translator English - Italian: deposito vincolato
• Translator English - Polish: lokata
• Translator English - Ukrainian: строковий депозит
• Translator English - Romanian: depozit la termen
• Translator English - Greek: προθεσμιακή κατάθεση
• Translator English - Afrikaans: tyd deposito
• Translator English - Swedish: tid insättning
• Translator English - Norwegian: tid innskudd

10 ENGLISH BOOKS RELATING TO «TIME DEPOSIT»

Discover the use of time deposit in the following bibliographical selection. Books relating to time deposit and brief extracts from same to provide context of its use in English literature.

Macroeconomics

Time Deposit An interestaearning deposit with a specified maturity date.Time deposits are subject to penalties for early with drawal, that is, withdrawal before the maturity date. Smalladenomination time deposits are less than $100,000. Money ...

Roger A. Arnold, 2013

International Economics

For example, it may place $10 million in a time deposit at W. percent interest with an Italian commercial bank (Eurobank 2) that is temporarily in need of funds. ( Eurobank 1 may keep a small portion of the demand deposit as a reserve, but in  ...

Robert M. Dunn, John H. Mutti, 2004

金融英语: 基础类

S: Well, apart from savings deposit, all others are referred to as time deposit. It is a kind of deposit with a definite length of maturity , deposited and , withdrawn together with the interest in a lump sum or by installment. The longer the length of  ...

金融英语教材编写委员会, 2005

Competition in the Mexican Bank Retail Time Deposit Industry

This dissertation examines empirically several features of the commercial banking market in Mexico using detailed time deposit data.

Ana Mier-y-Terán-Romero, 2009

The Code of Federal Regulations of the United States of America

(6) All deposits other than time and savings accounts, including those accounts that are time and savings deposits in form but that the Board has determined, by rule or order, to be transaction accounts. (f)(1) Nonpersonal time deposit means:  ...

Federal Reserve System Board of Governors Staff, 2006

Title 31 Money and Finance:Treasury Parts 200 to 499 ...

(v) Early redemption of time deposit security and subsequent purchase of marketable security. On February 6, 2006, an issuer purchases a Time Deposit security using tax-exempt bond proceeds in a debt service reserve fund. The Time ...

Office of The Federal Register, Enhanced by IntraWEB, LLC, 2014

Code of Federal Regulations, Title 31, Money and Finance: ...

(v) Early redemption of time deposit security and subsequent purchase of marketable security. On February 6, 2006, an issuer purchases a Time Deposit security using tax-exempt bond proceeds in a debt service reserve fund. The Time ...

Office of the Federal Register (U S ), 2012

L.S.A., List of C.F.R. Sections Affected

(c)(1) Time deposit means: (i) A deposit that the depositor does not have a right and is not permitted to make withdrawals from within six days after the date of deposit unless the deposit is subject to an early withdrawal penalty of at least seven ...

‎2003

The Golden Time Deposit

The Golden Time Deposit (GTD) was a fund generation program developed in response to a change in deposit interest rates about to be introduced by the Central Bank of the Philippines, and also partly as an evasive reaction to the recently ...

Manilabank, Manila, Philippines, 1981

Code of Federal Regulations

((1) Can SLGS securities be transferred? No. SLGS securities issued as any one type, i.e., Time Deposit, Demand Deposit, or Special Zero Interest, cannot be transferred for other securities of that type or any other type. Transfer of securities by ...

‎2008

3 NEWS ITEMS WHICH INCLUDE THE TERM «TIME DEPOSIT»

Find out what the national and international press are talking about and how the term time deposit is used in the context of the following news items.

Time deposits to include recurring deposits too

The budget has proposed to amend the definition of 'time deposits' so as to include recurring deposits within its scope for the purpose of deduction of tax under ... «The Hindu, Feb 15»

Time deposit interest slips below 2 percent

Interest rates on time deposits have started to fall below 2 percent as some commercial banks cut rates last month amid the government's protracted low interest ... «Korea JoongAng Daily, Feb 15»

DYK: Why banks cut fixed deposit rates

Some of these are now offering rates lower than post office time deposits and National ... When there is no offtake in credit growth, banks reduce deposit rates. «Livemint, Dec 14»