QUE SIGNIFIE BALLOON LOAN EN ANGLAIS
Emprunt de paiement par ballonnet
Une hypothèque de paiement par ballonnet est une hypothèque qui ne se amortit pas entièrement au cours de la note, ce qui laisse un solde dû à l'échéance. Le paiement final est appelé paiement en ballon en raison de sa grande taille. Les hypothèques de paiement par ballonnet sont plus courantes dans l'immobilier commercial que dans l'immobilier résidentiel. Une hypothèque de paiement en ballon peut avoir un taux d'intérêt fixe ou variable. La manière la plus courante de décrire un prêt à ballon utilise la terminologie X due dans Y, où X est le nombre d'années pendant lesquelles le prêt est amorti, et Y est l'année au cours de laquelle le solde du capital est exigible. Un exemple d'hypothèque de paiement en ballon est le ballon Fannie Mae de 7 ans, qui comprend des paiements mensuels fondés sur un amortissement de 30 ans. Aux États-Unis, le montant du paiement par ballon doit être indiqué dans le contrat si les dispositions relatives à la vérité dans le prêt s'appliquent au prêt. Étant donné que les emprunteurs n'ont peut-être pas les ressources nécessaires pour effectuer le paiement par ballon à la fin de la durée du prêt, un plan hypothécaire "en deux étapes" peut être utilisé avec des hypothèques de paiement par ballonnet.
définition de balloon loan dans le dictionnaire anglais
La définition du prêt ballon dans le dictionnaire est un prêt à l'égard duquel les intérêts et le capital sont remboursés par tranches à des intervalles irréguliers.
MOTS EN ANGLAIS EN RAPPORT AVEC «BALLOON LOAN»
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10 LIVRES EN ANGLAIS EN RAPPORT AVEC «BALLOON LOAN»
Découvrez l'usage de
balloon loan dans la sélection bibliographique suivante. Des livres en rapport avec
balloon loan et de courts extraits de ceux-ci pour replacer dans son contexte son utilisation littéraire.
A balloon loan is any loan that has a final payment larger than any of the
previous payments on the loan. The final payment is called a balloon payment.
The term loan described at the beginning of this chapter is a type of balloon loan.
Partially ...
2
Real Estate Investing For Dummies
One type of loan that is sometimes confused with a hybrid loan is a balloon loan.
Balloon loans start off just like traditional fixed-rate mortgages. You make level
payments based on a long-term payment schedule, over 15 or 30 years, ...
Eric Tyson, Griswold,
2011
3
How to Get the Best Home
Loan
BALLOON LOANS Exercises in Stress Management Balloons offer the
advantages of lower rates and lower points. They also offer the potential for
personalized financial panic. A balloon loan is set up like a regular amortizing
loan, usually for ...
PITI payment A loan payment that combines principal, interest, taxes, and
insurance. balloon loan Any loan in which the final payment is larger than the
preceding payments. lender makes certain that the value of the mortgaged
property will ...
5
Home Buying Kit For Dummies
One type of mortgage, known as a balloon loan, appears at first blush to be
somewhat like a hybrid loan.The interest rate is fixed,for example, forfive, seven,
orten years. However— and this is a big however— at the end of thistime period,
the ...
Eric Tyson, Ray Brown,
2012
6
Georgia Real Estate: An Introduction to the Profession: An ...
A balloon loan is any loan that has a final payment larger than any of the
previous payments on the loan. The final payment is called a balloon payment.
The term loan described at the beginning of this chapter is a type of balloon loan.
Partially ...
Charles J. Jacobus, Thomas E. Gillett,
2007
7
Houseonomics: Why Owning a Home is Still a Great Investment
One kind of loan is an interest-only balloon loan, in which you pay interest on the
loan until it matures and then pay back the entire amount you borrowed (this is
the balloon payment). On some balloon loans, nothing—not even interest—is ...
Margaret H. Smith, Gary N. Smith,
2008
8
How to Raise All the Money You Need for Any Business: 101 ...
Use a Balloon Loan to Earn More from Your Asset You can borrow your way to
business or real estate riches if your monthly payments on your loan leave
enough for you to have a positive cash flow. To reduce your monthly loan
payments, use ...
9
Saving Your American Dream: How to Secure a Safe Mortgage, ...
Balloon Loans At first glance, a balloon loan looks very much like the country's
first mortgages from insurance companies. A balloon loan is a short-term loan
with a low fixed interest rate, and just like an ARM's rate, a balloon loan's rate is ...
However, balloon loans are dangerous —your financial situation can change,
and you may not be able to refinance when your balloon loan is due. What ifyou
lose yourjob oryour income drops? What ifthe value ofyour propertydrops and the
...
10 ACTUALITÉS CONTENANT LE TERME «BALLOON LOAN»
Découvrez de quoi on parle dans les médias nationaux et internationaux et comment le terme
balloon loan est employé dans le contexte des actualités suivantes.
Types of Loans: Mix and Match
Balloon loan: A balloon loan is a loan that requires routine payments for a predetermined period of time. When that time expires, the borrower ... «Motley Fool, juin 15»
CMBS delinquencies at year low
... new delinquency was the US$56.5m Penn Center East (GSMS 2007-GG10), which was reported as a non-performing matured balloon loan. «Structured Credit Investor, juin 15»
Deciphering mortgage loan options
Balloon Loan: A loan in which the buyer only pays back the interest payments during the term of the loan; the remaining loan amount is paid ... «SFGate, mai 15»
Moody's assigns definitive ratings to notes issued by Globaldrive …
The weighted average balloon installment is circa 47.6% of the discounted "balloon loan" balance. This has been factored in Moody's ... «Moodys.com, mai 15»
Auto Financial Group & CU Direct Announce Cutting Edge Partnership
... credit unions, and members will experience a swifter, smoother, and more accurate approval process when creating an AFG balloon loan. «PR Newswire, mai 15»
Resets on home equity lines of credit threaten thousands of borrowers
Second, a balloon loan is a line of credit the homeowner must pay back in full at the end of the 10-year term. Finally, there's the line that ... «Las Vegas Review-Journal, mai 15»
Fitch Upgrades DLJ 1999-CG1
Two loans remain, the larger of which is fully amortizing and the other is a 20 year balloon loan. Both loans have remained currently throughout ... «Business Wire, mai 15»
Moody's assigns provisional ratings to notes to be issued by …
The weighted average balloon installment is circa 47.6% of the discounted "balloon loan" balance. This has been factored in Moody's ... «Moodys.com, mai 15»
Moody's takes actions on GE's small business ABS
In addition, recent delinquencies upon balloon loan maturities have exceeded our expectations. The review will be concluded upon ... «Moodys.com, mai 15»
Fitch: Hotel Issuance Pushes U.S. CMBS Delinquencies Lower
... only $29 million (Fort Knox Executive Office Center, JPMCC 2005-LDP2), which was reported as a non-performing matured balloon loan. «Business Wire, mai 15»