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time deposit

Meaning of "time deposit" in the English dictionary

DICTIONARY

PRONUNCIATION OF TIME DEPOSIT

time deposit


GRAMMATICAL CATEGORY OF TIME DEPOSIT

noun
adjective
verb
adverb
pronoun
preposition
conjunction
determiner
exclamation
Time deposit is a noun.
A noun is a type of word the meaning of which determines reality. Nouns provide the names for all things: people, objects, sensations, feelings, etc.

WHAT DOES TIME DEPOSIT MEAN IN ENGLISH?

Time deposit

A time deposit is a money deposit at a banking institution that cannot be withdrawn for a certain "term" or period of time. When the term is over it can be withdrawn or it can be held for another term. Generally speaking, the longer the term the better the yield on the money. In its strict sense, certificate deposit is different from that of time deposit in terms of its negotiability: CDs are negotiable and can be rediscounted when the holder needs some liquidity, while time deposits must be kept until maturity. The opposite, sometimes known as a sight deposit or "on call" deposit, can be withdrawn at any time, without any notice or penalty: e.g., money deposited in a checking account in a bank. The rate of return is higher than for savings accounts because the requirement that the deposit be held for a prespecified term gives the bank the ability to invest it in a higher-gain financial product class. However, the return on a time deposit is generally lower than the long-term average of that of investments in riskier products like stocks or bonds. A time deposit is an interest-bearing bank deposit that has a specified date of maturity.

WORDS THAT BEGIN LIKE TIME DEPOSIT

time and motion · time and motion study · time bomb · time capsule · time charter · time check · time clock · time code · time constant · time delay · time difference · time dilatation · time dilation · time discount · time draft · time exposure · time frame · time fuse · time immemorial · time limit

WORDS THAT END LIKE TIME DEPOSIT

bank deposit · certificate of deposit · checkable deposit · checking deposit · demand deposit · deposit · electrodeposit · eurodeposit · exposit · on deposit · oviposit · posit · predeposit · prosit · redeposit · reposit · safe-deposit · safety-deposit

Synonyms and antonyms of time deposit in the English dictionary of synonyms

SYNONYMS

Translation of «time deposit» into 25 languages

TRANSLATOR

TRANSLATION OF TIME DEPOSIT

Find out the translation of time deposit to 25 languages with our English multilingual translator.

The translations of time deposit from English to other languages presented in this section have been obtained through automatic statistical translation; where the essential translation unit is the word «time deposit» in English.
zh

Translator English - Chinese

定期存款
1,325 millions of speakers
es

Translator English - Spanish

depósito a plazo
570 millions of speakers
en

English

time deposit
510 millions of speakers
hi

Translator English - Hindi

समय जमा
380 millions of speakers
ar

Translator English - Arabic

الودائع
280 millions of speakers
ru

Translator English - Russian

Срочный депозит
278 millions of speakers
pt

Translator English - Portuguese

depósito a prazo
270 millions of speakers
bn

Translator English - Bengali

সময় আমানত
260 millions of speakers
fr

Translator English - French

dépôt à terme
220 millions of speakers
ms

Translator English - Malay

Deposit masa
190 millions of speakers
de

Translator English - German

Festgeld
180 millions of speakers
ja

Translator English - Japanese

定期預金
130 millions of speakers
ko

Translator English - Korean

정기 예금
85 millions of speakers
jv

Translator English - Javanese

Wektu simpenan
85 millions of speakers
vi

Translator English - Vietnamese

tiền gửi thời gian
80 millions of speakers
ta

Translator English - Tamil

நேரம் வைப்பு
75 millions of speakers
mr

Translator English - Marathi

वेळ ठेव
75 millions of speakers
tr

Translator English - Turkish

Vadeli depozito
70 millions of speakers
it

Translator English - Italian

deposito vincolato
65 millions of speakers
pl

Translator English - Polish

lokata
50 millions of speakers
uk

Translator English - Ukrainian

строковий депозит
40 millions of speakers
ro

Translator English - Romanian

depozit la termen
30 millions of speakers
el

Translator English - Greek

προθεσμιακή κατάθεση
15 millions of speakers
af

Translator English - Afrikaans

tyd deposito
14 millions of speakers
sv

Translator English - Swedish

tid insättning
10 millions of speakers
no

Translator English - Norwegian

tid innskudd
5 millions of speakers

Trends of use of time deposit

TRENDS

TENDENCIES OF USE OF THE TERM «TIME DEPOSIT»

Principal search tendencies and common uses of time deposit
List of principal searches undertaken by users to access our English online dictionary and most widely used expressions with the word «time deposit».

Examples of use in the English literature, quotes and news about time deposit

EXAMPLES

10 ENGLISH BOOKS RELATING TO «TIME DEPOSIT»

Discover the use of time deposit in the following bibliographical selection. Books relating to time deposit and brief extracts from same to provide context of its use in English literature.
1
Macroeconomics
Time Deposit An interestaearning deposit with a specified maturity date.Time deposits are subject to penalties for early with drawal, that is, withdrawal before the maturity date. Smalladenomination time deposits are less than $100,000. Money ...
Roger A. Arnold, 2013
2
International Economics
For example, it may place $10 million in a time deposit at W. percent interest with an Italian commercial bank (Eurobank 2) that is temporarily in need of funds. ( Eurobank 1 may keep a small portion of the demand deposit as a reserve, but in  ...
Robert M. Dunn, John H. Mutti, 2004
3
金融英语: 基础类
S: Well, apart from savings deposit, all others are referred to as time deposit. It is a kind of deposit with a definite length of maturity , deposited and , withdrawn together with the interest in a lump sum or by installment. The longer the length of  ...
金融英语教材编写委员会, 2005
4
Competition in the Mexican Bank Retail Time Deposit Industry
This dissertation examines empirically several features of the commercial banking market in Mexico using detailed time deposit data.
Ana Mier-y-Terán-Romero, 2009
5
The Code of Federal Regulations of the United States of America
(6) All deposits other than time and savings accounts, including those accounts that are time and savings deposits in form but that the Board has determined, by rule or order, to be transaction accounts. (f)(1) Nonpersonal time deposit means:  ...
Federal Reserve System Board of Governors Staff, 2006
6
Title 31 Money and Finance:Treasury Parts 200 to 499 ...
(v) Early redemption of time deposit security and subsequent purchase of marketable security. On February 6, 2006, an issuer purchases a Time Deposit security using tax-exempt bond proceeds in a debt service reserve fund. The Time ...
Office of The Federal Register, Enhanced by IntraWEB, LLC, 2014
7
Code of Federal Regulations, Title 31, Money and Finance: ...
(v) Early redemption of time deposit security and subsequent purchase of marketable security. On February 6, 2006, an issuer purchases a Time Deposit security using tax-exempt bond proceeds in a debt service reserve fund. The Time ...
Office of the Federal Register (U S ), 2012
8
L.S.A., List of C.F.R. Sections Affected
(c)(1) Time deposit means: (i) A deposit that the depositor does not have a right and is not permitted to make withdrawals from within six days after the date of deposit unless the deposit is subject to an early withdrawal penalty of at least seven ...
‎2003
9
The Golden Time Deposit
The Golden Time Deposit (GTD) was a fund generation program developed in response to a change in deposit interest rates about to be introduced by the Central Bank of the Philippines, and also partly as an evasive reaction to the recently ...
Manilabank, Manila, Philippines, 1981
10
Code of Federal Regulations
((1) Can SLGS securities be transferred? No. SLGS securities issued as any one type, i.e., Time Deposit, Demand Deposit, or Special Zero Interest, cannot be transferred for other securities of that type or any other type. Transfer of securities by ...
‎2008

3 NEWS ITEMS WHICH INCLUDE THE TERM «TIME DEPOSIT»

Find out what the national and international press are talking about and how the term time deposit is used in the context of the following news items.
1
Time deposits to include recurring deposits too
The budget has proposed to amend the definition of 'time deposits' so as to include recurring deposits within its scope for the purpose of deduction of tax under ... «The Hindu, Feb 15»
2
Time deposit interest slips below 2 percent
Interest rates on time deposits have started to fall below 2 percent as some commercial banks cut rates last month amid the government's protracted low interest ... «Korea JoongAng Daily, Feb 15»
3
DYK: Why banks cut fixed deposit rates
Some of these are now offering rates lower than post office time deposits and National ... When there is no offtake in credit growth, banks reduce deposit rates. «Livemint, Dec 14»
REFERENCE
« EDUCALINGO. Time deposit [online]. Available <https://educalingo.com/en/dic-en/time-deposit>. May 2024 ».
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