Înțelesul "refinance" în dicționarul Engleză

PRONUNȚIA REFINANCE ÎN ENGLEZĂ

refinance  [ˌriːfaɪˈnæns]

CE ÎNSEAMNĂ REFINANCE ÎN ENGLEZĂ?

Refinantarea

Refinancing

Refinanțarea se poate referi la înlocuirea unei obligații de creanță existente cu o altă obligație a datoriei în condiții diferite. Termenii și condițiile de refinanțare pot varia în funcție de țară, provincie sau stat, pe baza mai multor factori economici, cum ar fi riscul inerent, riscul proiectat, stabilitatea politică a unei națiuni, stabilitatea valutară, reglementările bancare, creditul debitorului și ratingul de credit a unei națiuni. În multe națiuni industrializate, o formă comună de refinanțare se referă la un loc de ipotecă primară de rezidență. Dacă înlocuirea datoriilor are loc în situații de primejdie financiară, refinanțarea ar putea fi denumită restructurare a datoriei. Un împrumut ar putea fi refinanțat din diferite motive: ▪ Să beneficieze de o rată a dobânzii mai bună ▪ Să consolideze alte datorii într-un singur împrumut ▪ Să reducă suma rambursată lunar ▪ Să reducă sau să modifice riscul ▪ Să elibereze numerar Refinanțarea din motive 2, 3 și 5 sunt de obicei întreprinse de debitori care se află în dificultate financiară pentru a-și reduce obligațiile de rambursare lunară, cu pedeapsa că vor dura mai mult pentru a-și plăti datoriile.

Refinancing may refer to the replacement of an existing debt obligation with another debt obligation under different terms. The terms and conditions of refinancing may vary widely by country, province, or state, based on several economic factors such as, inherent risk, projected risk, political stability of a nation, currency stability, banking regulations, borrower's credit worthiness, and credit rating of a nation. In many industrialized nations, a common form of refinancing is for a place of primary residency mortgage. If the replacement of debt occurs under financial distress, refinancing might be referred to as debt restructuring. A loan might be refinanced for various reasons: ▪ To take advantage of a better interest rate ▪ To consolidate other debt into one loan ▪ To reduce the monthly repayment amount ▪ To reduce or alter risk ▪ To free up cash Refinancing for reasons 2, 3, and 5 are usually undertaken by borrowers who are in financial difficulty in order to reduce their monthly repayment obligations, with the penalty that they will take longer to pay off their debt.

Definiția refinance în dicționarul Engleză

Definiția refinanțării în dicționar este de a plăti prin împrumutul de bani suplimentari, creând astfel oa doua datorie pentru a plăti prima. O altă definiție a refinanțării este aceea de a plăti o datorie împrumutând bani suplimentari, creând astfel oa doua datorie pentru a plăti prima.

CONJUGAREA ÎN ENGLEZĂ A VERBULUI REFINANCE

PRESENT

Present

I refinance

you refinance

he/she/it refinances

we refinance

you refinance

they refinance

Present continuous

I am refinancing

you are refinancing

he/she/it is refinancing

we are refinancing

you are refinancing

they are refinancing

Present perfect

I have refinanced

you have refinanced

he/she/it has refinanced

we have refinanced

you have refinanced

they have refinanced

Present perfect continuous

I have been refinancing

you have been refinancing

he/she/it has been refinancing

we have been refinancing

you have been refinancing

they have been refinancing

PAST

Past

I refinanced

you refinanced

he/she/it refinanced

we refinanced

you refinanced

they refinanced

Past continuous

I was refinancing

you were refinancing

he/she/it was refinancing

we were refinancing

you were refinancing

they were refinancing

Past perfect

I had refinanced

you had refinanced

he/she/it had refinanced

we had refinanced

you had refinanced

they had refinanced

Past perfect continuous

I had been refinancing

you had been refinancing

he/she/it had been refinancing

we had been refinancing

you had been refinancing

they had been refinancing

FUTURE

Future

I will refinance

you will refinance

he/she/it will refinance

we will refinance

you will refinance

they will refinance

Future continuous

I will be refinancing

you will be refinancing

he/she/it will be refinancing

we will be refinancing

you will be refinancing

they will be refinancing

Future perfect

I will have refinanced

you will have refinanced

he/she/it will have refinanced

we will have refinanced

you will have refinanced

they will have refinanced

Future perfect continuous

I will have been refinancing

you will have been refinancing

he/she/it will have been refinancing

we will have been refinancing

you will have been refinancing

they will have been refinancing

CONDITIONAL

Conditional

I would refinance

you would refinance

he/she/it would refinance

we would refinance

you would refinance

they would refinance

Conditional continuous

I would be refinancing

you would be refinancing

he/she/it would be refinancing

we would be refinancing

you would be refinancing

they would be refinancing

Conditional perfect

I would have refinance

you would have refinance

he/she/it would have refinance

we would have refinance

you would have refinance

they would have refinance

Conditional perfect continuous

I would have been refinancing

you would have been refinancing

he/she/it would have been refinancing

we would have been refinancing

you would have been refinancing

they would have been refinancing

IMPERATIVE

Imperative

you refinance
we let´s refinance
you refinance

NONFINITE VERB FORMS

Infinitive

to refinance

Past participle

refinanced

Present Participle

refinancing

SINONIMELE «REFINANCE» ÎN ENGLEZĂ

Următoarele cuvinte în Engleză au un înțeles similar sau identic cu «refinance» și aparțin aceleiași categorii gramaticale.

sinonimele Engleză în refinance

borrow · remortgage

TRADUCEREA REFINANCE

Găsește traducerea refinance în 25 de limbi cu traducătorul nostru multilingv înEngleză.

Traducerile refinance din Engleză în alte limbi prezentate în prezenta secțiune au fost obținute prin traducerea statistică automată; unde unitatea esențială a traducerii este cuvântul «refinance» în Engleză.

• Traducător din Engleză - Chineză: 再融资
• Traducător din Engleză - Spaniolă: refinanciar
• Engleză: refinance
• Traducător din Engleză - Hindi: पुनर्वित्त
• Traducător din Engleză - Arabă: إعادة تمويل
• Traducător din Engleză - Rusă: рефинансирования
• Traducător din Engleză - Portugheză: refinanciar
• Traducător din Engleză - Bengali: refinable
• Traducător din Engleză - Franceză: refinancer
• Traducător din Engleză - Malaeză: Boleh dibatalkan
• Traducător din Engleză - Germană: Refinanzierung
• Traducător din Engleză - Japoneză: 借り換える
• Traducător din Engleză - Coreeană: 재 융자
• Traducător din Engleză - Javaneză: Refinable
• Traducător din Engleză - Vietnameză: tái cấp vốn
• Traducător din Engleză - Tamilă: refinable
• Traducător din Engleză - Marathi: रिफीफायबल
• Traducător din Engleză - Turcă: refinable
• Traducător din Engleză - Italiană: rifinanziare
• Traducător din Engleză - Poloneză: refinansowanie
• Traducător din Engleză - Ucraineană: рефінансування
• Traducător din Engleză - Română: refinanțeze
• Traducător din Engleză - Greacă: αναχρηματοδοτήσει
• Traducător din Engleză - Afrikaans: herfinansier
• Traducător din Engleză - Suedeză: refinansiera
• Traducător din Engleză - Norvegiană: refinansiere

CITATE ÎN ENGLEZĂ CU «REFINANCE»

Citate renumite și propoziții cu cuvântul refinance.

1

Jeremy Abbott

Skating, I think I was told once, is the second most expensive sport. My family's had to refinance three times - they really want to do anything that it takes for my dreams to come true. I hope to one day have a family that I can do that for and kind of give back in the same way that my family gave to me.

2

Aaron Patzer

Mint's business model became, 'We'll go for free, and then we'll find these savings opportunities for you.' You know, better interest rate on your credit cards, when should you consolidate your student loans, when does it mathematically make sense to refinance your mortgage, and Mint figures all that stuff out for you.

3

Franklin Raines

Right now we think that rates will stay low, that you'll be able to get a mortgage below seven percent and that's kicked off a refinance boom that's going to put more money in the pockets of consumers.

CĂRȚI ÎN ENGLEZĂ ÎN LEGĂTURĂ CU «REFINANCE»

Descoperă întrebuințarea refinance în următoarea selecție bibliografică. Cărți în legătură cu refinance și extrase din aceasta pentru a furniza contextul de întrebuințare al acestuia în literatura Engleză.

Refinance Instruments - Lessons from Their Use in Some ...

The central banks in the selected sample use two types of refinance instruments: standing facilities and money market instruments. Both are collateralized operations. Refinance instruments operate as modified rediscount windows.

Mr. Bernard Laurens, 1994

Mortgage Refinance: How to Get the Best Mortgage Refinancing ...

Mortgage Refinance: How to Get the Best Mortgage Refinancing Deal By James Stuart Copyright © 2013 by Liraz ... The Single Most Critical Factor in Getting the Best Mortgage Refinance Deal. 2. ... How Much it Will Cost You to Refinance 6.

James Stuaert

Title Insurance: A Comprehensive Overview

Refinance Credit Not Given: Class certification was granted in an action against title insurance companies, alleging that in New York they "routinely collected premiums in excess of that to which they were legally entitled in connection with ...

James L. Gosdin, 2007

Quicken 2013 For Dummies

The. Refinance. Calculator. You won't read about the Refinance Calculator here — but not because I'm lazy. Believe it or not, I enjoy writing about things that help you make better financial decisions. The Refinance Calculator merely ...

Stephen L. Nelson, 2012

Anti-predatory Lending Legislation: A Multi-state Study of ...

(age3rnat) Age 3 refinance Asian (age3rasi) Age 3 * refinance * Asian Age 3 refinance African American (age3rbla) Age 3 * refinance * African American Age 3 refinance Hispanic (age3rhis) Age 3 * refinance * Hispanic Age 3 refinance Other ...

Tonya Diane Zimmerman, 2008

How to Get the Best Home Loan

W. Frazier Bell. Purchase/Refinance/ Loan Type Cash Out Occupancy Units LTV CLTV Fixed Rate Purchase/Refinance Owner 1—2 95% 95% Limited Cash out 95% 95% Refinance Purchase (Flex/Alt 97) 1 97% 97% Cash out Refinance 90%  ...

W. Frazier Bell, 2002

FHA Loan Origination Guide

Maximum Loan Term The maximum term of any refinance with an appraisal is 30 years. A streamline refinance without an appraisal is limited to the remaining term of the existing mortgage plus 12 years (not to exceed 30 years). Re-Using an ...

Adrianne McCauley

Financial Institutions & Markets 5E

This has been achieved by introducing two types of formulae: (a) each time, the credit to priority sectors over and above the credit at the prescribed base period only was made eligible for refinance, and (b) each time, only a certain proportion  ...

Bhole, 2009

Asset Securitisation and Synthetic Structures: Innovations ...

German refinance register In July 2005 Germany introduced refinance registers which may be used by banks for ensuring that a securitisation SPV has insolvency-remote access to assets registered by a refinance enterprise in a refinance ...

Rick Watson, Jeremy Carter, 2006

Financial Institutions and Markets: Structure, Growth and ...

refinance came to be linked with the ratio of the bank,s net liquid assets (cash and balances with the RBI and other notified banks plus balances in current account with other banks plus investments in government and other approved securities ...

L. M. Bhole, 2004

ȘTIRI NOI CARE INCLUD TERMENUL «REFINANCE»

Află ce ziare naționale și internaționale au scris despre și cum este întrebuințat termenul refinance în contextul următoarelor știri.

Mortgages are cheap. Time to refinance

Many homeowners rushed to refinance at these rates. People refinancing their mortgages made up over two-thirds of last week's application surge, MBA ... «CNNMoney, Ian 15»

5 Types Of Homeowners Who Should Refinance *Right Now*

Whether you're buying a home or exploring a mortgage refinance, it's an excellent time to shop today's rates. Current mortgage rates and APRs as firmly in the ... «The Mortgage Reports, Nov 14»

5 Types Of Homeowners Who Should Refinance Their Mortgage …

And, for existing homeowners, mortgage rates in the 3s make it easier to refinance into lower monthly payments. There are more than 5 million homeowners ... «The Mortgage Reports, Oct 14»

Should you refinance TODAY?

Falling Treasury yields are pushing mortgage rates to lows not seen in over a year. With the rate on the 30-year fixed mortgage falling below the psychologically ... «CNBC, Oct 14»

Ben Bernanke can't refinance: Tough lending standards

You want proof that it's tough to get a mortgage? Ben Bernanke, the nation's top central banker until the start of this year, is having trouble refinancing his home. «CNNMoney, Oct 14»

Raring to Refinance Your Mortgage? Reconsider Unless You'll …

Before opting to refinance, calculate all the closing costs and decide whether ... payment by refinancing – but if, and only if, refinancing will save you money. «U.S. News & World Report, Aug 14»

Elizabeth Warren's bill to refinance student loans dies in the Senate …

The bill would have let people with federal and private loans issued prior to 2010 refinance at 3.86 percent--the interest rate that Congress set for federal student ... «Washington Post, Iun 14»

Refinance Mortgage Rates (FHA, HARP, VA, Cash Out)

In order to change your mortgage, you can do what's called a "refinance". To refinance is to obtain a new mortgage loan which pays off and replaces on old one. «The Mortgage Reports, Iun 14»

Student Loan Refinancing: A New Option For Borrowers?

This week, Senator Elizabeth Warren introduced legislation in Congress that would allow student loan borrowers to refinance their student loans to current ... «Forbes, Mai 14»

Should I Refinance My Mortgage?

In the simplest terms, refinancing a mortgage is restructuring a loan with a new interest rate and duration. In essence, you are changing the way you are paying ... «NerdWallet, Iun 13»