CE ÎNSEAMNĂ REFINANCING ÎN ENGLEZĂ?
Refinantarea
Refinanțarea se poate referi la înlocuirea unei obligații de creanță existente cu o altă obligație a datoriei în condiții diferite. Termenii și condițiile de refinanțare pot varia în funcție de țară, provincie sau stat, pe baza mai multor factori economici, cum ar fi riscul inerent, riscul proiectat, stabilitatea politică a unei națiuni, stabilitatea valutară, reglementările bancare, creditul debitorului și ratingul de credit a unei națiuni. În multe națiuni industrializate, o formă comună de refinanțare se referă la un loc de ipotecă primară de rezidență. Dacă înlocuirea datoriilor are loc în situații de primejdie financiară, refinanțarea ar putea fi denumită restructurare a datoriei. Un împrumut ar putea fi refinanțat din diferite motive: ▪ Să beneficieze de o rată a dobânzii mai bună ▪ Să consolideze alte datorii într-un singur împrumut ▪ Să reducă suma rambursată lunar ▪ Să reducă sau să modifice riscul ▪ Să elibereze numerar Refinanțarea din motive 2, 3 și 5 sunt de obicei întreprinse de debitori care se află în dificultate financiară pentru a-și reduce obligațiile de rambursare lunară, cu pedeapsa că vor dura mai mult pentru a-și plăti datoriile.
Definiția refinancing în dicționarul Engleză
Definiția refinanțării în dicționar este o metodă de plată a unei datorii prin împrumutul de bani suplimentari, creând astfel oa doua datorie pentru a plăti prima.
CITATE ÎN ENGLEZĂ CU «REFINANCING»
Citate renumite și propoziții cu cuvântul
refinancing.
Homeowners who refinanced their mortgages took out cash and reduced their monthly payments at the same time. Much of the cash obtained by refinancing was spent on consumer durables, home improvements and the like.
Well, you know, we've got a lot of stimulus in the economy already from the tax cut, from the lowered interest rates, and also from the refinancing of mortgages.
CĂRȚI ÎN ENGLEZĂ ÎN LEGĂTURĂ CU «REFINANCING»
Descoperă întrebuințarea
refinancing în următoarea selecție bibliografică. Cărți în legătură cu
refinancing și extrase din aceasta pentru a furniza contextul de întrebuințare al acestuia în literatura Engleză.
1
Keys to Mortgage Financing and
Refinancing
Updated to account for current low interest rates and historically high real estate prices, this book advises on the details of getting a mortgage for a home purchase, dealing with banks and other lenders, and getting the best deal ...
Jack P. Friedman, Jack C. Harris,
2006
2
Refinancing the College Dream: Access, Equal Opportunity, ...
The overall scope and passionate arguments of the book, though wide-ranging and somewhat complicated, are welcome additions to the policy arena that tends toward the dry and over-simplified."— Review of Higher Education "With his ...
3
An Insider's Guide to
Refinancing Your Mortgage: ...
By following Reed’s invaluable advice, homeowners will learn: when a refinance is right for them • how to lock in the absolute lowest rate at the lowest cost • how the mortgage process works from the inside • how loan officers get ...
4
Refinancing America: The Republican Antitax Agenda
The Republican Antitax Agenda Sheldon D. Pollack. The Republican Antitax
Agenda SHHUUN I]. PllllAUK Refinancing America This page intentionally left
blank. Refinancing America The. HEHNANBINI] AMEHIBA Front Cover.
5
Update on PFI Debt
Refinancing and the PFI Equity Market
Findings from this NAO report include that the government has secured gains of £137 million from Private Finance Initiative (PFI) debt refinancings under new arrangements introduced by the Treasury in 2002 (including £102 million from ...
Great Britain: National Audit Office,
2006
6
Mortgages and
Refinancing : Get the Best Rates
But with this must-read guide, you'll learn in as little as three hours the ins and outs of mortgages and how to protect yourself from bad deals and scams.
7
The
Refinancing of the Norfolk and Norwich PFI Hospital: How ...
The Norfolk and Norwich University Hospital NHS Trust currently pays £38.7 million a year to a private sector consortium, Octagon, for the building and maintaining of a new hospital.
Great Britain: National Audit Office,
2005
8
Art of M and A Financing and
Refinancing
Publisher Fact Sheet Authoritative analysis from 50 M&A experts. State-of-The-Art strategies to obtain--and repay--the financing you need to grow your business.
9
Three Essays on Mortgage
Refinancing
The purpose of this dissertation is to investigate mortgage refinancing in the following three categories: refinancing and rate-and-point choice, refinancing and borrowers' mortgage instrument choice, and estimating the market refinancing ...
10
Home
Refinancing Tips To Get The Best Deal: Easy Guide On ...
This book will give you a few tips on how to choose better terms and get the best refinance deal so you can save money on your payment or pay off your entire mortgage faster. • The options for refinancing • The selection process • The ...
ȘTIRI NOI CARE INCLUD TERMENUL «REFINANCING»
Află ce ziare naționale și internaționale au scris despre și cum este întrebuințat termenul
refinancing în contextul următoarelor știri.
Mortgage applications rise on refinancing surge
Applications to refinance increased 22 percent from the previous week, and are now up 63 percent from a year ago. Applications to purchase a home fell 3 ... «CNBC, Ian 15»
Is refinancing your mortgage worth it?
That's good news for homeowners who are locked in at a higher interest rate and weren't able to refinance before rates began ticking up last year. The decline in ... «Boston Globe, Oct 14»
Refinancing applications jump as mortgage rates fall
WASHINGTON (MarketWatch)—Tumbling mortgage rates recently prodded borrowers to jump through paperwork hoops to refinance, but didn't lure prospective ... «MarketWatch, Oct 14»
Mortgage rate drop sparks refinancing boomlet
Mortgage rates for most loan products fell to their lowest level since June 2013," said Mike Fratantoni, MBA's Chief Economist. "Refinance application volume ... «CNBC, Oct 14»
Ben Bernanke can't refinance: Tough lending standards
You want proof that it's tough to get a mortgage? Ben Bernanke, the nation's top central banker until the start of this year, is having trouble refinancing his home. «CNNMoney, Oct 14»
Five Compelling Reasons to Refinance Your Mortgage Loan
mortgage rates If you're waiting for the best time to refinance your mortgage loan, now might be the time to jump start the process. Refinancing replaces an ... «Mortgage Rates & Trends, Aug 14»
Charles Schumer backs plan to extend student debt refinancing to …
Legislation expected to be voted on June 1 in the Senate would allow borrowers of federal student loans locked in at high interest rates to refinance at the lower ... «Newsday, Mai 14»
Student Loan Refinancing: A New Option For Borrowers?
This week, Senator Elizabeth Warren introduced legislation in Congress that would allow student loan borrowers to refinance their student loans to current ... «Forbes, Mai 14»
Lower Mortgage Refinancing Activity Hits Citi Profit And Revenue
If there was ever any question about the nation's appetite for new and refinanced mortgages, Citigroup's disappointing fourth quarter earnings results leave very ... «Forbes, Ian 14»
Wells Fargo Continues Mortgage Staff Layoffs as Refinancing …
With mortgage interest rates bottoming out during 2012, the total volume of refinancing in the United States was a whopping $1.247 trillion during 2012, ... «TheStreet.com, Sep 13»